NASDAQ : UBSI
United Bankshares, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 48.22 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 6.49B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 6.49B |
| Enterprise Value | 5.43B |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Sep 11, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 134.55M |
| Shares Outstanding | 134.55M |
| Shares Change (YoY) | -1.17% |
| Shares Change (QoQ) | -1.00% |
| Owned by Insiders (%) | 2.68% |
| Owned by Institutions (%) | 77.32% |
| Float | 130.90M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 13.10 |
| Forward PE | 12.37 |
| PS Ratio | 5.16 |
| Forward PS | 4.81 |
| PB Ratio | 1.20 |
| P/TBV Ratio | 1.93 |
| P/FCF Ratio | 12.15 |
| P/OCF Ratio | 11.68 |
| PEG Ratio | 1.77 |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 10.60 |
| EV / Sales | 4.32 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.17 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.15 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.54 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 9.45% |
| Return on Assets (ROA) | 1.52% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.39% |
| Revenue Per Employee | $447,425 |
| Profits Per Employee | $182,103 |
| Employee Count | 2,812 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 129.06M |
| Effective Tax Rate | 20.10% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.74 |
| 52-Week Price Change | +34.73% |
| 50-Day Moving Average | 47.05 |
| 200-Day Moving Average | 44.81 |
| Relative Strength Index (RSI) | 57.82 |
| Average Volume (20 Days) | 867,693 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 6.80M |
| Short Previous Month | 6.59M |
| Short % of Shares Out | 5.05% |
| Short % of Float | 5.19% |
| Short Ratio (days to cover) | 5.90 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 1.26B |
| Gross Profit | 1.26B |
| Operating Income | 652.18M |
| Pretax Income | 642.17M |
| Net Income | 512.08M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.68 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 1.88B |
| Total Debt | 824.74M |
| Net Cash | 1.06B |
| Net Cash Per Share | $7.86 |
| Equity (Book Value) | 5.41B |
| Book Value Per Share | 40.24 |
| Working Capital | -25.98B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 555.58M |
| Capital Expenditures | -21.65M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -14.38M |
| Free Cash Flow | 533.93M |
| FCF Per Share | $3.97 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 51.84% |
| Pretax Margin | 51.04% |
| Profit Margin | 40.78% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 42.70% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.52 |
| Dividend Yield | 3.15% |
| Dividend Growth (YoY) | 2.70% |
| Years of Dividend Growth | 37 |
| Payout Ratio | 41.29% |
| FCF Payout Ratio | 38.31% |
| Buyback Yield | 1.17% |
| Shareholder Yield | 4.32% |
| Earnings Yield | 7.63% |
| FCF Yield | 8.23% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $51.67 |
| Price Target Difference | 7.16% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 4.57% |
| EPS Growth Forecast (3Y) | 7.85% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Mar 30, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |