NASDAQ : TWFG
TWFG, Inc. — Key statistics
Financials · Insurance Brokers · United States
Last price 26.5 USD (Oct 30, 2026, 2:11 PM EDT) · Market cap 1.43B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 1.47B |
| Enterprise Value | 1.41B |
Dates
| Measure | Value |
|---|
| Earnings Date | Nov 4, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 12.88M |
| Shares Outstanding | 54.05M |
| Shares Change (YoY) | -34.40% |
| Shares Change (QoQ) | -12.09% |
| Owned by Insiders (%) | 7.14% |
| Owned by Institutions (%) | 76.41% |
| Float | 11.20M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 45.36 |
| Forward PE | 24.85 |
| PS Ratio | 4.94 |
| Forward PS | 4.30 |
| PB Ratio | 7.48 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 24.42 |
| P/OCF Ratio | 23.98 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 158.25 |
| EV / Sales | 4.72 |
| EV / EBITDA | 17.98 |
| EV / EBIT | 25.86 |
| EV / FCF | 23.32 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 2.56 |
| Quick Ratio | 2.03 |
| Debt / Equity | 0.03 |
| Debt / EBITDA | 0.11 |
| Debt / FCF | 0.14 |
| Interest Coverage | 211.10 |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 19.32% |
| Return on Assets (ROA) | 9.60% |
| Return on Invested Capital (ROIC) | 24.32% |
| Return on Capital Employed (ROCE) | 18.45% |
| Weighted Average Cost of Capital (WACC) | 5.77% |
| Revenue Per Employee | $736,833 |
| Profits Per Employee | $21,990 |
| Employee Count | 400 |
| Asset Turnover | 0.84 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 4.17M |
| Effective Tax Rate | 6.97% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.28 |
| 52-Week Price Change | +10.83% |
| 50-Day Moving Average | 26.75 |
| 200-Day Moving Average | 23.10 |
| Relative Strength Index (RSI) | 53.99 |
| Average Volume (20 Days) | 159,098 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 922,080 |
| Short Previous Month | 834,677 |
| Short % of Shares Out | 1.71% |
| Short % of Float | 8.24% |
| Short Ratio (days to cover) | 6.05 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 294.73M |
| Gross Profit | 253.10M |
| Operating Income | 53.83M |
| Pretax Income | 59.81M |
| Net Income | 8.80M |
| EBITDA | 77.44M |
| EBIT | 53.83M |
| Earnings Per Share (EPS) | $0.60 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 73.75M |
| Total Debt | 8.47M |
| Net Cash | 65.28M |
| Net Cash Per Share | $1.21 |
| Equity (Book Value) | 287.03M |
| Book Value Per Share | 3.61 |
| Working Capital | 103.95M |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 60.78M |
| Capital Expenditures | -1.09M |
| Depreciation & Amortization | 23.61M |
| Net Borrowing | -1.94M |
| Free Cash Flow | 59.68M |
| FCF Per Share | $1.10 |
Margins
| Measure | Value |
|---|
| Gross Margin | 85.88% |
| Operating Margin | 18.26% |
| Pretax Margin | 20.29% |
| Profit Margin | 2.98% |
| EBITDA Margin | 26.27% |
| EBIT Margin | 18.26% |
| FCF Margin | 20.25% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 34.40% |
| Shareholder Yield | 34.40% |
| Earnings Yield | 2.20% |
| FCF Yield | 4.10% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $30.57 |
| Price Target Difference | 12.06% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (3Y) | 17.97% |
| EPS Growth Forecast (3Y) | 14.11% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | 4.81 |
| Piotroski F-Score | 6 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |