NASDAQ : TRST
TrustCo Bank Corp NY — Key statistics
Financials · Banks - Regional · United States
Last price 56.28 USD (Oct 30, 2026, 2:27 PM EDT) · Market cap 930.20M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 929.87M |
| Enterprise Value | 465.73M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Sep 4, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 16.53M |
| Shares Outstanding | 16.53M |
| Shares Change (YoY) | -7.08% |
| Shares Change (QoQ) | -2.57% |
| Owned by Insiders (%) | 3.74% |
| Owned by Institutions (%) | 75.62% |
| Float | 15.03M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 15.02 |
| Forward PE | n/a |
| PS Ratio | 4.69 |
| Forward PS | n/a |
| PB Ratio | 1.47 |
| P/TBV Ratio | 1.47 |
| P/FCF Ratio | 15.56 |
| P/OCF Ratio | 13.46 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 7.04 |
| EV / Sales | 2.35 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.79 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.21 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.23 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 9.99% |
| Return on Assets (ROA) | 1.03% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.88% |
| Revenue Per Employee | $267,869 |
| Profits Per Employee | $89,369 |
| Employee Count | 740 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 22.05M |
| Effective Tax Rate | 25.00% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.66 |
| 52-Week Price Change | +49.43% |
| 50-Day Moving Average | 56.06 |
| 200-Day Moving Average | 50.94 |
| Relative Strength Index (RSI) | 55.39 |
| Average Volume (20 Days) | 103,890 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 1.26M |
| Short Previous Month | 1.22M |
| Short % of Shares Out | 7.63% |
| Short % of Float | 8.39% |
| Short Ratio (days to cover) | 9.70 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 198.22M |
| Gross Profit | 198.22M |
| Operating Income | 92.98M |
| Pretax Income | 88.18M |
| Net Income | 66.13M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.75 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 597.32M |
| Total Debt | 133.18M |
| Net Cash | 464.13M |
| Net Cash Per Share | $28.08 |
| Equity (Book Value) | 631.33M |
| Book Value Per Share | 38.20 |
| Working Capital | -5.23B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 69.08M |
| Capital Expenditures | -9.33M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 26.01M |
| Free Cash Flow | 59.75M |
| FCF Per Share | $3.62 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 46.91% |
| Pretax Margin | 44.48% |
| Profit Margin | 33.36% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.68% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.60 |
| Dividend Yield | 2.84% |
| Dividend Growth (YoY) | 5.48% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 42.71% |
| FCF Payout Ratio | 44.26% |
| Buyback Yield | 7.08% |
| Shareholder Yield | 9.93% |
| Earnings Yield | 6.66% |
| FCF Yield | 6.43% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | May 28, 2021 |
| Split Type | Reverse |
| Split Ratio | 1:5 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |