NASDAQ : TOWN
TowneBank — Key statistics
Financials · Banks - Regional · United States
Last price 36.25 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 3.31B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 3.37B |
| Enterprise Value | 3.50B |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 28, 2026 |
| Ex-Dividend Date | Sep 25, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 91.32M |
| Shares Outstanding | 91.32M |
| Shares Change (YoY) | +17.02% |
| Shares Change (QoQ) | +0.16% |
| Owned by Insiders (%) | 6.14% |
| Owned by Institutions (%) | 63.22% |
| Float | 85.72M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 9.19 |
| Forward PE | 10.98 |
| PS Ratio | 2.88 |
| Forward PS | 3.21 |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.63 |
| P/FCF Ratio | 25.58 |
| P/OCF Ratio | 18.72 |
| PEG Ratio | 1.00 |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 9.81 |
| EV / Sales | 2.99 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 26.56 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.12 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.72 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 13.29% |
| Return on Assets (ROA) | 1.71% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.45% |
| Revenue Per Employee | $398,678 |
| Profits Per Employee | $121,619 |
| Employee Count | 2,932 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 99.44M |
| Effective Tax Rate | 21.76% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +11.27% |
| 50-Day Moving Average | 36.42 |
| 200-Day Moving Average | 35.66 |
| Relative Strength Index (RSI) | 52.38 |
| Average Volume (20 Days) | 525,005 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 2.79M |
| Short Previous Month | 2.80M |
| Short % of Shares Out | 3.05% |
| Short % of Float | 3.25% |
| Short Ratio (days to cover) | 5.01 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 1.17B |
| Gross Profit | 1.17B |
| Operating Income | 544.66M |
| Pretax Income | 457.00M |
| Net Income | 356.59M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.02 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 230.06M |
| Total Debt | 358.65M |
| Net Cash | -128.59M |
| Net Cash Per Share | -$1.41 |
| Equity (Book Value) | 2.98B |
| Book Value Per Share | 32.53 |
| Working Capital | -16.78B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 180.10M |
| Capital Expenditures | -48.33M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -64.09M |
| Free Cash Flow | 131.77M |
| FCF Per Share | $1.44 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 46.59% |
| Pretax Margin | 39.10% |
| Profit Margin | 30.51% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 11.80% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.12 |
| Dividend Yield | 3.06% |
| Dividend Growth (YoY) | 5.77% |
| Years of Dividend Growth | 14 |
| Payout Ratio | 27.86% |
| FCF Payout Ratio | 77.62% |
| Buyback Yield | -17.02% |
| Shareholder Yield | -13.97% |
| Earnings Yield | 10.88% |
| FCF Yield | 3.91% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $39.75 |
| Price Target Difference | 7.61% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | 9.69% |
| EPS Growth Forecast (3Y) | 7.00% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | May 23, 2012 |
| Split Type | Forward |
| Split Ratio | 1.03:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |