NASDAQ : TFSL
TFS Financial Corporation — Key statistics
Financials · Banks - Regional · United States
Last price 16.43 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 4.58B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 4.61B |
| Enterprise Value | 9.92B |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | Sep 9, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 278.93M |
| Shares Outstanding | 278.93M |
| Shares Change (YoY) | +0.13% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 0.49% |
| Owned by Institutions (%) | 13.88% |
| Float | 50.41M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 47.20 |
| Forward PE | 43.47 |
| PS Ratio | 12.90 |
| Forward PS | 12.07 |
| PB Ratio | 2.28 |
| P/TBV Ratio | 2.28 |
| P/FCF Ratio | 52.96 |
| P/OCF Ratio | 46.72 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 98.14 |
| EV / Sales | 27.90 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 114.57 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 2.88 |
| Debt / EBITDA | n/a |
| Debt / FCF | 66.86 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 5.16% |
| Return on Assets (ROA) | 0.57% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.66% |
| Revenue Per Employee | $369,812 |
| Profits Per Employee | $105,132 |
| Employee Count | 958 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 28.14M |
| Effective Tax Rate | 21.84% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +24.77% |
| 50-Day Moving Average | 16.80 |
| 200-Day Moving Average | 15.97 |
| Relative Strength Index (RSI) | 50.57 |
| Average Volume (20 Days) | 724,114 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 9.98M |
| Short Previous Month | 9.54M |
| Short % of Shares Out | 3.58% |
| Short % of Float | 19.80% |
| Short Ratio (days to cover) | 13.33 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 354.28M |
| Gross Profit | 354.28M |
| Operating Income | 142.74M |
| Pretax Income | 128.85M |
| Net Income | 100.72M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.35 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 453.11M |
| Total Debt | 5.77B |
| Net Cash | -5.32B |
| Net Cash Per Share | -$19.06 |
| Equity (Book Value) | 2.01B |
| Book Value Per Share | 7.19 |
| Working Capital | -11.29B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 97.80M |
| Capital Expenditures | -11.53M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 946.69M |
| Free Cash Flow | 86.27M |
| FCF Per Share | $0.31 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 40.29% |
| Pretax Margin | 36.37% |
| Profit Margin | 28.43% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.85% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.27 |
| Dividend Yield | 7.69% |
| Dividend Growth (YoY) | 3.10% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 362.86% |
| FCF Payout Ratio | 410.60% |
| Buyback Yield | -0.13% |
| Shareholder Yield | 7.63% |
| Earnings Yield | 2.12% |
| FCF Yield | 1.89% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $18.00 |
| Price Target Difference | 8.96% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |