NASDAQ : STNE
StoneCo Ltd. — Financial statements
Technology · Software - Infrastructure · Cayman Islands
Last price 8 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 1.84B
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Financial statements
StoneCo Ltd. (STNE) reported revenue of 13.59B BRL (TTM). Five years of income statement, balance sheet, cash flow and ratios below.
Income statement
Fiscal year January - December; amounts in BRL.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Operating Revenue | 3.03B | 3.38B | 3.88B | 3.86B | 4.38B | 2.70B |
| Other Revenue | 10.55B | 10.02B | 7.68B | 6.23B | 4.64B | 1.88B |
| Revenue | 13.59B | 13.40B | 11.55B | 10.09B | 9.02B | 4.58B |
| Cost of Revenue | 3.86B | 3.37B | 2.83B | 2.37B | 2.67B | 1.71B |
| Gross Profit | 9.72B | 10.03B | 8.72B | 7.72B | 6.35B | 2.86B |
| Selling, General & Admin | 3.09B | 3.07B | 2.69B | 2.34B | 2.63B | 1.83B |
| Other Operating Expenses | 147.20M | 150.43M | 153.57M | -34.16M | 89.42M | 72.72M |
| Operating Expenses | 3.52B | 3.52B | 3.07B | 2.55B | 2.94B | 2.01B |
| Operating Income | 6.21B | 6.52B | 5.65B | 5.17B | 3.41B | 850.86M |
| Interest Expense | -2.27B | -1.92B | -1.05B | -699.53M | -933.69M | -500.48M |
| Earnings From Equity Investments | -2.93M | -2.46M | 399.00K | -3.67M | -3.59M | -10.44M |
| Currency Exchange Gain (Loss) | -13.14M | -13.14M | 19.38M | 15.23M | 3.96M | 4.37M |
| Other Non Operating Income (Expenses) | -1.34B | -1.79B | -2.13B | -2.60B | -2.01B | -525.66M |
| EBT Excluding Unusual Items | 2.59B | 2.79B | 2.49B | 1.88B | 465.77M | -181.34M |
| Gain (Loss) on Sale of Investments | 30.57M | -853.06M | -1.26B | |||
| Pretax Income | 2.59B | 2.79B | 2.49B | 1.91B | -387.29M | -1.45B |
| Income Tax Expense | -921.34M | 412.76M | 464.94M | 354.99M | 139.11M | -68.21M |
| Earnings From Continuing Operations | 3.51B | 2.38B | 2.02B | 1.55B | -526.40M | -1.38B |
| Earnings From Discontinued Operations | -128.12M | -40.99M | -3.53B | 42.78M | ||
| Net Income to Company | 3.38B | 2.34B | -1.51B | 1.60B | -526.40M | -1.38B |
| Minority Interest in Earnings | -22.45M | -16.37M | -4.24M | -5.33M | 6.98M | 18.54M |
| Net Income | 3.36B | 2.32B | -1.52B | 1.59B | -519.42M | -1.36B |
| Net Income to Common | 3.36B | 2.32B | -1.52B | 1.59B | -519.42M | -1.36B |
| Shares Outstanding (Basic) | 251.42M | 266.86M | 301.70M | 312.59M | 311.88M | 308.91M |
| Shares Outstanding (Diluted) | 257.95M | 273.49M | 308.45M | 319.27M | 311.88M | 308.91M |
| EPS (Basic) | 13.36 | 8.69 | -5.02 | 5.09 | -1.67 | -4.40 |
| EPS (Diluted) | 13.02 | 8.48 | -4.91 | 4.74 | -1.67 | -4.40 |
| Free Cash Flow | 4.63B | 556.70M | -3.75B | 1.47B | 878.55M | 2.52B |
| Free Cash Flow Per Share | 17.95 | 2.04 | -12.14 | 4.60 | 2.82 | 8.17 |
| Gross Margin | 71.56% | 74.88% | 75.48% | 76.51% | 70.39% | 62.55% |
| Operating Margin | 45.67% | 48.64% | 48.89% | 51.22% | 37.84% | 18.59% |
| Profit Margin | 24.71% | 17.31% | -13.12% | 15.78% | -5.76% | -29.69% |
| Free Cash Flow Margin | 34.08% | 4.15% | -32.43% | 14.56% | 9.74% | 55.15% |
| EBITDA | 6.82B | 7.25B | 6.34B | 6.05B | 4.21B | 1.36B |
| EBITDA Margin | 50.20% | 54.09% | 54.89% | 59.92% | 46.71% | 29.68% |
| D&A For EBITDA | 614.61M | 731.02M | 693.25M | 878.18M | 800.33M | 507.37M |
| EBIT | 6.21B | 6.52B | 5.65B | 5.17B | 3.41B | 850.86M |
| EBIT Margin | 45.67% | 48.64% | 48.89% | 51.22% | 37.84% | 18.59% |
| Effective Tax Rate | 14.79% | 18.71% | 18.59% | |||
| Revenue as Reported | 14.46B | 14.15B | 12.05B | 10.76B | 9.59B | 4.82B |
Balance sheet
Fiscal year January - December; amounts in BRL.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 7.36B | 4.82B | 5.23B | 2.18B | 1.51B | 4.50B |
| Short-Term Investments | 840.49M | 1.12B | 517.87M | 3.48B | 3.45B | 1.99B |
| Cash & Short-Term Investments | 8.20B | 5.94B | 5.75B | 5.66B | 4.97B | 6.49B |
| Accounts Receivable | 36.95B | 41.50B | 29.62B | 24.36B | 21.18B | 20.17B |
| Other Receivables | 22.61M | 144.33M | 32.53M | 25.05M | 27.04M | 98.44M |
| Receivables | 39.60B | 43.65B | 30.55B | 24.59B | 21.21B | 20.27B |
| Prepaid Expenses | 169.56M | |||||
| Other Current Assets | 2.52B | 6.86B | 9.67B | 6.90B | 4.49B | 3.02B |
| Total Current Assets | 50.32B | 56.45B | 45.97B | 37.15B | 30.66B | 29.94B |
| Property, Plant & Equipment | 1.72B | 1.75B | 1.88B | 1.69B | 1.66B | 1.60B |
| Long-Term Investments | 95.52M | 96.20M | 108.38M | 128.71M | 324.52M | 1.30B |
| Goodwill | 671.38M | 671.38M | 2.08B | 5.63B | 5.65B | 5.59B |
| Other Intangible Assets | 1.33B | 1.29B | 3.33B | 3.13B | 2.96B | 2.66B |
| Long-Term Accounts Receivable | 210.74M | 168.65M | 141.77M | 110.13M | 91.66M | 59.59M |
| Long-Term Deferred Tax Assets | 2.83B | 1.26B | 871.64M | 664.49M | 679.97M | 580.49M |
| Other Long-Term Assets | 242.27M | 178.02M | 262.53M | 137.51M | 206.53M | 355.79M |
| Total Assets | 57.87B | 62.30B | 54.81B | 48.69B | 42.25B | 42.10B |
| Accounts Payable | 848.89M | 848.34M | 672.18M | 513.88M | 596.04M | 372.55M |
| Accrued Expenses | 401.03M | 627.33M | 701.65M | 601.68M | 527.85M | 305.33M |
| Short-Term Debt | 434.95M | 418.32M | 505.23M | 22.47M | 21.13M | |
| Current Portion of Long-Term Debt | 9.06B | 8.18B | 4.50B | 1.34B | 2.74B | 3.79B |
| Current Portion of Leases | 27.09M | 49.90M | 30.23M | 55.58M | 66.53M | |
| Current Income Taxes Payable | 1.01B | 736.48M | 385.82M | 366.37M | 223.76M | 107.01M |
| Other Current Liabilities | 28.56B | 30.35B | 26.80B | 25.47B | 21.00B | 18.13B |
| Total Current Liabilities | 39.88B | 41.20B | 33.53B | 28.83B | 25.17B | 22.79B |
| Long-Term Debt | 7.78B | 8.80B | 7.73B | 3.50B | 2.58B | 4.28B |
| Long-Term Leases | 127.14M | 142.29M | 197.11M | 143.46M | 144.56M | 206.92M |
| Long-Term Deferred Tax Liabilities | 376.32M | 309.14M | 680.67M | 546.51M | 500.25M | 629.91M |
| Other Long-Term Liabilities | 676.92M | 810.63M | 845.59M | 1.00B | 892.56M | 561.21M |
| Total Liabilities | 48.84B | 51.26B | 42.99B | 34.02B | 29.30B | 28.47B |
| Common Stock | 76.00K | 76.00K | 76.00K | 76.00K | 76.00K | 76.00K |
| Additional Paid-In Capital | 6.46B | 13.83B | 13.83B | 13.83B | 13.83B | 13.83B |
| Retained Earnings | 4.12B | 1.97B | -346.36M | 1.17B | -423.20M | 96.21M |
| Treasury Stock | -1.42B | -4.59B | -1.81B | -282.71M | -69.08M | -1.07B |
| Comprehensive Income & Other | -172.65M | -212.44M | 102.84M | -89.29M | -439.21M | 680.01M |
| Total Common Equity | 9.00B | 11.00B | 11.78B | 14.62B | 12.89B | 13.54B |
| Minority Interest | 42.32M | 39.76M | 51.30M | 53.70M | 56.12M | 90.77M |
| Shareholders' Equity | 9.04B | 11.03B | 11.83B | 14.68B | 12.95B | 13.63B |
| Total Liabilities & Equity | 57.87B | 62.30B | 54.81B | 48.69B | 42.25B | 42.10B |
| Total Debt | 16.96B | 17.58B | 12.90B | 5.52B | 5.55B | 8.36B |
| Net Cash (Debt) | -8.77B | -11.64B | -7.15B | 138.70M | -584.75M | -1.87B |
| Net Cash Per Share | -33.98 | -42.57 | -23.18 | 0.43 | -1.87 | -6.07 |
| Filing Date Shares Outstanding | 230.60M | 248.90M | 286.01M | 308.94M | 312.64M | 308.93M |
| Total Common Shares Outstanding | 230.60M | 248.90M | 286.01M | 308.94M | 312.64M | 308.93M |
| Working Capital | 10.45B | 15.24B | 12.43B | 8.32B | 5.49B | 7.15B |
| Book Value Per Share | 39.01 | 44.17 | 41.17 | 47.33 | 41.24 | 43.82 |
| Tangible Book Value | 6.99B | 9.03B | 6.37B | 5.86B | 4.28B | 5.29B |
| Tangible Book Value Per Share | 30.33 | 36.30 | 22.27 | 18.96 | 13.70 | 17.11 |
| Machinery | 3.48B | 3.69B | 3.31B | 2.73B | 2.29B | 1.84B |
| Construction In Progress | 39.12M | 43.28M | 29.69M | 30.96M | 50.32M | 14.08M |
Cash flow statement
Fiscal year January - December; amounts in BRL.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | 3.36B | 2.32B | -1.52B | 1.59B | -519.42M | -1.36B |
| Depreciation & Amortization | 722.66M | 807.54M | 758.68M | 878.18M | 800.33M | 507.37M |
| Other Amortization | 304.39M | 195.30M | 190.72M | |||
| Loss (Gain) From Sale of Assets | 31.14M | -63.25M | 87.61M | 77.13M | 45.66M | 148.85M |
| Asset Writedown & Restructuring Costs | 157.99M | 157.99M | 3.56B | |||
| Loss (Gain) From Sale of Investments | -3.75M | 6.06M | -11.54M | -30.57M | 853.06M | 1.25B |
| Loss (Gain) on Equity Investments | 2.93M | 2.46M | -399.00K | 4.18M | 3.59M | 10.44M |
| Stock-Based Compensation | 283.56M | 297.02M | 232.67M | 251.24M | 213.08M | 113.17M |
| Provision & Write-off of Bad Debts | 944.52M | 431.50M | 143.45M | 160.19M | 88.57M | 71.97M |
| Other Operating Activities | 5.93B | 7.12B | 3.88B | 1.77B | 1.01B | 268.80M |
| Change in Accounts Receivable | 2.49B | -991.37M | -2.17B | 237.41M | 1.45B | -2.75B |
| Change in Accounts Payable | 159.80M | 259.35M | 361.68M | -80.02M | 323.62M | 40.77M |
| Change in Income Taxes | 712.69M | 439.75M | -6.50M | 308.81M | 399.69M | 9.27M |
| Change in Other Net Operating Assets | -10.30B | -10.31B | -9.12B | -3.65B | -3.31B | 3.99B |
| Operating Cash Flow | 4.71B | 676.57M | -3.62B | 1.65B | 1.68B | 3.61B |
| Capital Expenditures | -75.05M | -119.86M | -124.52M | -177.97M | -805.14M | -1.08B |
| Sale of Property, Plant & Equipment | 292.24M | 291.70M | 118.41M | 98.43M | 202.52M | 100.00K |
| Cash Acquisitions | -13.40M | -19.28M | -190.42M | -37.81M | -116.73M | -4.74B |
| Divestitures | 3.12B | 18.52M | -4.20M | -4.33M | -36.00K | |
| Sale (Purchase) of Intangibles | -1.21B | -1.24B | -1.40B | -1.17B | -322.24M | -215.68M |
| Investment in Securities | -508.53M | -570.23M | 3.05B | 402.13M | -1.05B | 3.06B |
| Other Investing Activities | -117.46M | -117.46M | 140.71M | 34.87M | 228.62M | |
| Investing Cash Flow | 1.49B | -1.76B | 1.59B | -845.44M | -1.87B | -2.98B |
| Long-Term Debt Issued | 12.31B | 12.58B | 5.75B | 3.50B | 12.28B | |
| Long-Term Debt Repaid | -8.15B | -5.83B | -5.59B | -6.36B | -10.10B | |
| Lease Payments | -59.59M | -79.69M | -68.97M | -72.81M | -99.83M | -83.61M |
| Net Debt Issued (Repaid) | 1.91B | 4.16B | 6.75B | 151.37M | -2.86B | 2.18B |
| Issuance of Common Stock | 53.41M | |||||
| Repurchase of Common Stock | -3.02B | -2.99B | -1.59B | -292.75M | -988.82M | |
| Other Financing Activities | -255.31M | -245.68M | -123.37M | -7.42M | -3.93M | 227.16M |
| Financing Cash Flow | -4.44B | 930.58M | 5.04B | -148.80M | -2.81B | 1.42B |
| Foreign Exchange Rate Adjustments | 18.49M | -22.91M | 44.54M | 10.34M | 14.55M | -487.00K |
| Net Cash Flow | 1.77B | -175.31M | 3.05B | 663.81M | -2.98B | 2.05B |
| Free Cash Flow | 4.63B | 556.70M | -3.75B | 1.47B | 878.55M | 2.52B |
| Free Cash Flow Margin | 34.08% | 4.15% | -32.43% | 14.56% | 9.74% | 55.15% |
| Free Cash Flow Per Share | 17.95 | 2.04 | -12.14 | 4.60 | 2.82 | 8.17 |
| Levered Free Cash Flow | 7.08B | -3.48B | -4.59B | 1.38B | 2.63B | 3.47B |
| Unlevered Free Cash Flow | 8.49B | -2.28B | -3.93B | 1.81B | 3.22B | 3.78B |
| Free Cash Flow After Leases | 4.57B | 477.01M | -3.81B | 1.40B | 778.72M | 2.44B |
| Cash Interest Paid | 1.52B | 1.22B | 782.44M | 749.37M | 430.40M | 299.67M |
| Cash Income Tax Paid | 250.00M | 336.26M | 174.15M | 116.13M | 191.14M | 128.20M |
| Change in Working Capital | -6.93B | -10.60B | -10.94B | -3.18B | -1.14B | 1.29B |
Ratios
Fiscal year January - December; amounts in BRL.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 1.77B | 3.88B | 2.37B | 5.56B | 2.95B | 5.21B |
| Enterprise Value | 3.46B | 5.92B | 3.42B | 5.37B | 3.13B | 5.56B |
| Last Close Price | 7.75 | 12.22 | 6.58 | 14.89 | 7.80 | 13.93 |
| PE Ratio | 3.06 | 9.21 | 16.95 | |||
| Forward PE | 3.85 | 8.06 | 6.53 | 15.35 | 19.35 | 29.58 |
| PS Ratio | 0.69 | 1.59 | 1.27 | 2.67 | 1.73 | 6.34 |
| PB Ratio | 1.03 | 1.94 | 1.24 | 1.84 | 1.21 | 2.13 |
| P/TBV Ratio | 1.33 | 2.37 | 2.30 | 4.61 | 3.64 | 5.49 |
| P/FCF Ratio | 2.11 | 38.39 | 18.36 | 17.76 | 11.50 | |
| P/OCF Ratio | 2.08 | 31.59 | 16.38 | 9.27 | 8.05 | |
| PEG Ratio | 0.23 | 0.49 | 0.33 | 0.25 | 0.22 | 1.25 |
| EV/Sales Ratio | 1.33 | 2.43 | 1.83 | 2.58 | 1.84 | 6.77 |
| EV/EBITDA Ratio | 2.65 | 4.50 | 3.33 | 4.30 | 3.93 | 22.81 |
| EV/EBIT Ratio | 2.91 | 5.00 | 3.74 | 5.04 | 4.85 | 36.41 |
| EV/FCF Ratio | 4.10 | 58.57 | 17.71 | 18.84 | 12.28 | |
| Debt / Equity Ratio | 1.88 | 1.59 | 1.09 | 0.38 | 0.43 | 0.61 |
| Debt / EBITDA Ratio | 2.46 | 2.40 | 2.01 | 0.91 | 1.32 | 6.16 |
| Debt / FCF Ratio | 3.66 | 31.58 | 3.75 | 6.32 | 3.31 | |
| Net Debt / Equity Ratio | 0.97 | 1.05 | 0.60 | -0.01 | 0.04 | 0.14 |
| Net Debt / EBITDA Ratio | 1.28 | 1.61 | 1.13 | -0.02 | 0.14 | 1.38 |
| Net Debt / FCF Ratio | 1.89 | 20.91 | -1.91 | -0.09 | 0.67 | 0.74 |
| Asset Turnover | 0.24 | 0.23 | 0.22 | 0.22 | 0.21 | 0.12 |
| Quick Ratio | 1.13 | 1.16 | 1.06 | 1.04 | 1.04 | 1.17 |
| Current Ratio | 1.26 | 1.37 | 1.37 | 1.29 | 1.22 | 1.31 |
| Return on Equity (ROE) | 33.97% | 20.79% | 15.25% | 11.25% | -3.96% | -9.62% |
| Return on Assets (ROA) | 6.86% | 6.96% | 6.82% | 7.11% | 5.06% | 1.44% |
| Return on Invested Capital (ROIC) | 34.74% | 26.66% | 27.40% | 29.98% | 23.50% | 6.54% |
| Return on Capital Employed (ROCE) | 34.50% | 30.90% | 26.50% | 26.00% | 20.00% | 4.40% |
| Earnings Yield | 32.70% | 10.85% | -10.36% | 5.90% | -3.33% | -4.68% |
| FCF Yield | 47.34% | 2.60% | -25.61% | 5.45% | 5.63% | 8.70% |
| Buyback Yield / Dilution | 9.41% | 11.34% | 3.39% | -2.37% | -0.96% | -5.16% |