NASDAQ : SPFI
South Plains Financial, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 44.19 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 832.87M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 829.48M |
| Enterprise Value | 113.24M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Nov 2, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 18.85M |
| Shares Outstanding | 18.85M |
| Shares Change (YoY) | +11.21% |
| Shares Change (QoQ) | -1.05% |
| Owned by Insiders (%) | 13.37% |
| Owned by Institutions (%) | 47.42% |
| Float | 14.94M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 11.99 |
| Forward PE | 10.79 |
| PS Ratio | 3.54 |
| Forward PS | 3.16 |
| PB Ratio | 1.33 |
| P/TBV Ratio | 1.51 |
| P/FCF Ratio | 10.99 |
| P/OCF Ratio | 10.28 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 1.63 |
| EV / Sales | 0.48 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.50 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.10 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.80 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 12.64% |
| Return on Assets (ROA) | 1.41% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.50% |
| Revenue Per Employee | $389,020 |
| Profits Per Employee | $115,350 |
| Employee Count | 603 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 18.54M |
| Effective Tax Rate | 21.04% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.49 |
| 52-Week Price Change | +22.49% |
| 50-Day Moving Average | 43.56 |
| 200-Day Moving Average | 42.61 |
| Relative Strength Index (RSI) | 55.82 |
| Average Volume (20 Days) | 91,799 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 591,094 |
| Short Previous Month | 662,610 |
| Short % of Shares Out | 3.14% |
| Short % of Float | 3.96% |
| Short Ratio (days to cover) | 5.39 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 234.58M |
| Gross Profit | 234.58M |
| Operating Income | 88.09M |
| Pretax Income | 88.09M |
| Net Income | 69.56M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.67 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 776.74M |
| Total Debt | 60.49M |
| Net Cash | 716.24M |
| Net Cash Per Share | $38.00 |
| Equity (Book Value) | 622.76M |
| Book Value Per Share | 33.04 |
| Working Capital | -3.87B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 80.69M |
| Capital Expenditures | -5.19M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -66.35M |
| Free Cash Flow | 75.50M |
| FCF Per Share | $4.01 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 37.55% |
| Pretax Margin | 37.55% |
| Profit Margin | 29.65% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 33.73% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.72 |
| Dividend Yield | 1.64% |
| Dividend Growth (YoY) | 14.52% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 19.35% |
| FCF Payout Ratio | 17.72% |
| Buyback Yield | -11.21% |
| Shareholder Yield | -9.57% |
| Earnings Yield | 8.34% |
| FCF Yield | 9.10% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $50.50 |
| Price Target Difference | 14.75% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | 10.14% |
| EPS Growth Forecast (3Y) | 9.50% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |