NASDAQ : SEVN
Seven Hills Realty Trust — Financial statements
Real Estate · REIT - Mortgage · United States
Last price 6.55 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 149.51M
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Financial statements
Income statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Interest and Dividend Income | 58.41M | 56.34M | 64.76M | 66.34M | 45.30M | 16.77M |
| Total Interest Expense | 28.88M | 29.48M | 31.77M | 33.52M | 17.63M | 2.25M |
| Net Interest Income | 29.53M | 26.86M | 32.99M | 32.82M | 27.67M | 14.52M |
| Other Revenue | 2.51M | 2.53M | 2.28M | 1.29M | ||
| Revenue Before Loan Losses | 32.04M | 29.38M | 35.27M | 34.11M | 27.67M | 14.52M |
| Provision for Loan Losses | 1.33M | 203.00K | 3.08M | -799.00K | ||
| Revenue | 30.71M | 29.18M | 32.19M | 34.91M | 27.67M | 14.52M |
| Salaries & Employee Benefits | 1.90M | 1.74M | 1.36M | 1.12M | 1.02M | 627.00K |
| Cost of Services Provided | 10.00M | 9.96M | 10.34M | 9.39M | 7.08M | 5.68M |
| Other Operating Expenses | 2.43M | 2.04M | 2.65M | -1.53M | -8.21M | -17.37M |
| Total Operating Expenses | 14.33M | 13.73M | 14.34M | 8.98M | -117.00K | -11.05M |
| Operating Income | 16.38M | 15.45M | 17.85M | 25.93M | 27.79M | 25.58M |
| EBT Excluding Unusual Items | 16.38M | 15.45M | 17.85M | 25.93M | 27.75M | 24.99M |
| Pretax Income | 16.38M | 15.45M | 17.85M | 25.93M | 27.75M | 24.99M |
| Income Tax Expense | 12.00K | 14.00K | 33.00K | -38.00K | 113.00K | 338.00K |
| Net Income | 16.36M | 15.43M | 17.82M | 25.96M | 27.64M | 24.65M |
| Preferred Dividends & Other Adjustments | 215.00K | 193.00K | 184.00K | 219.00K | 193.00K | |
| Net Income to Common | 16.15M | 15.24M | 17.64M | 25.75M | 27.45M | 24.65M |
| Shares Outstanding (Basic) | 20.98M | 15.24M | 14.71M | 14.62M | 14.54M | 11.30M |
| Shares Outstanding (Diluted) | 20.98M | 15.24M | 14.71M | 14.62M | 14.54M | 11.30M |
| EPS (Basic) | 0.77 | 1.00 | 1.20 | 1.76 | 1.89 | 2.18 |
| EPS (Diluted) | 0.77 | 1.00 | 1.20 | 1.76 | 1.89 | 2.18 |
| Dividend Per Share | 1.12 | 1.19 | 1.40 | 1.40 | 1.10 | 0.70 |
| Operating Margin | 53.33% | 52.94% | 55.45% | 74.28% | 100.42% | 176.13% |
| Profit Margin | 52.59% | 52.23% | 54.78% | 73.76% | 99.18% | 169.74% |
| Effective Tax Rate | 0.07% | 0.09% | 0.18% | 0.41% | 1.35% |
Balance sheet
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 51.47M | 123.47M | 70.75M | 87.86M | 71.07M | 26.20M |
| Loans & Lease Receivables | 694.42M | 676.91M | 601.84M | 622.09M | 669.93M | 570.78M |
| Other Receivables | 3.92M | 4.40M | 4.05M | 4.28M | 3.35M | |
| Restricted Cash | 98.00K | |||||
| Other Current Assets | 1.33M | 1.56M | 883.00K | 1.19M | 2.50M | 2.92M |
| Other Long-Term Assets | 13.99M | 14.52M | 15.29M | 16.12M | ||
| Total Assets | 765.12M | 820.86M | 692.81M | 731.52M | 746.85M | 599.99M |
| Accounts Payable | 2.79M | 2.48M | 2.65M | 3.29M | 1.90M | 1.56M |
| Current Portion of Long-Term Debt | 423.21M | |||||
| Long-Term Debt | 437.23M | 64.44M | 417.80M | 454.42M | 471.52M | 339.63M |
| Other Current Liabilities | 2.34M | 1.76M | 2.25M | 2.56M | 1.84M | 1.11M |
| Other Long-Term Liabilities | 193.00K | 312.00K | 834.00K | |||
| Total Liabilities | 442.55M | 492.20M | 423.53M | 460.28M | 475.27M | 342.30M |
| Common Stock | 23.00K | 23.00K | 15.00K | 15.00K | 15.00K | 15.00K |
| Additional Paid-In Capital | 304.54M | 303.19M | 240.43M | 239.44M | 238.50M | 237.62M |
| Retained Earnings | 18.01M | 25.44M | 28.84M | 31.79M | 33.06M | 20.05M |
| Shareholders' Equity | 322.57M | 328.65M | 269.28M | 271.25M | 271.58M | 257.69M |
| Total Liabilities & Equity | 765.12M | 820.86M | 692.81M | 731.52M | 746.85M | 599.99M |
| Total Debt | 437.23M | 487.66M | 417.80M | 454.42M | 471.52M | 339.63M |
| Net Cash (Debt) | -385.76M | -364.19M | -347.05M | -366.57M | -400.45M | -313.43M |
| Net Cash Per Share | -18.39 | -23.90 | -23.59 | -25.06 | -27.54 | -27.73 |
| Filing Date Shares Outstanding | 22.83M | 22.60M | 14.90M | 14.81M | 14.71M | 14.60M |
| Total Common Shares Outstanding | 22.83M | 22.58M | 14.90M | 14.81M | 14.71M | 14.60M |
| Working Capital | 746.01M | 378.88M | 672.62M | 709.55M | 743.10M | 597.32M |
| Book Value Per Share | 14.13 | 14.55 | 18.07 | 18.31 | 18.46 | 17.65 |
| Tangible Book Value | 322.57M | 328.65M | 269.28M | 271.25M | 271.58M | 257.69M |
| Tangible Book Value Per Share | 14.13 | 14.55 | 18.07 | 18.31 | 18.46 | 17.65 |
Cash flow statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | 16.36M | 15.43M | 17.82M | 25.96M | 27.64M | 24.65M |
| Depreciation & Amortization | 1.06M | 1.11M | 1.29M | 604.00K | ||
| Other Amortization | 1.45M | 1.53M | 1.42M | 1.41M | 1.03M | 211.00K |
| Provision for Credit Losses | 1.33M | 203.00K | 3.08M | -799.00K | ||
| Stock-Based Compensation | 1.90M | 1.74M | 1.36M | 1.12M | 1.02M | 627.00K |
| Change in Accounts Payable | -991.00K | -220.00K | 57.00K | -253.00K | 342.00K | -2.33M |
| Change in Other Net Operating Assets | 1.52M | -1.31M | -107.00K | 833.00K | -892.00K | -1.76M |
| Other Operating Activities | -4.39M | -3.21M | -5.49M | -8.11M | -14.47M | -20.61M |
| Operating Cash Flow | 18.37M | 15.04M | 20.11M | 20.27M | 12.75M | 792.00K |
| Cash Acquisitions | 4.91M | |||||
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -89.33M | -72.69M | 21.59M | 36.93M | -84.07M | -288.77M |
| Investing Cash Flow | -89.60M | -72.96M | 21.26M | 35.84M | -84.07M | -283.86M |
| Long-Term Debt Issued | 178.41M | 101.33M | 123.21M | 284.87M | 249.80M | |
| Long-Term Debt Repaid | -109.75M | -137.53M | -141.01M | -152.12M | -37.90M | |
| Net Debt Issued (Repaid) | 8.85M | 68.65M | -36.19M | -17.80M | 132.75M | 211.91M |
| Issuance of Common Stock | 61.53M | 61.53M | ||||
| Repurchase of Common Stock | -449.00K | -383.00K | -377.00K | -183.00K | -137.00K | -57.00K |
| Common Dividends Paid | -23.22M | -18.84M | -20.77M | -20.64M | -14.64M | -4.59M |
| Total Dividends Paid | -23.22M | -18.84M | -20.77M | -20.64M | -14.64M | -4.59M |
| Other Financing Activities | -1.51M | -325.00K | -1.13M | -703.00K | -1.89M | -1.45M |
| Financing Cash Flow | 45.20M | 110.64M | -58.48M | -39.33M | 116.09M | 205.80M |
| Net Cash Flow | -26.03M | 52.72M | -17.11M | 16.79M | 44.77M | -77.27M |
| Cash Interest Paid | 27.50M | 27.78M | 30.55M | 32.08M | 15.71M | 1.72M |
| Cash Income Tax Paid | 3.00K | -14.00K | -35.00K | 135.00K | 134.00K | 2.68M |
Ratios
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 150.65M | 134.08M | 194.93M | 191.66M | 133.71M | 151.52M |
| PE Ratio | 8.57 | 8.80 | 11.05 | 7.44 | 4.87 | 6.15 |
| PS Ratio | 4.87 | 4.59 | 6.05 | 5.49 | 4.83 | 10.43 |
| PB Ratio | 0.46 | 0.41 | 0.72 | 0.71 | 0.49 | 0.59 |
| P/OCF Ratio | 8.14 | 8.92 | 9.69 | 9.46 | 10.49 | 191.31 |
| Debt / Equity Ratio | 1.35 | 1.48 | 1.55 | 1.68 | 1.74 | 1.32 |
| Net Debt / Equity Ratio | 1.20 | 1.11 | 1.29 | 1.35 | 1.48 | 1.22 |
| Quick Ratio | 146.30 | 1.88 | 138.09 | 121.98 | 198.65 | 223.42 |
| Current Ratio | 146.56 | 1.89 | 138.27 | 122.19 | 199.32 | 224.55 |
| Asset Turnover | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 |
| Return on Equity (ROE) | 5.56% | 5.16% | 6.59% | 9.57% | 10.45% | 10.94% |
| Return on Assets (ROA) | 2.23% | 2.04% | 2.50% | 3.51% | 4.10% | 6.19% |
| Return on Invested Capital (ROIC) | 2.11% | 2.05% | 2.52% | 3.53% | 4.13% | 6.39% |
| Earnings Yield | 11.66% | 11.51% | 9.14% | 13.55% | 20.67% | 16.27% |
| Dividend Yield | 17.10% | 20.04% | 10.70% | 10.82% | 12.10% | 6.74% |
| Payout Ratio | 145.48% | 122.04% | 116.57% | 79.49% | 52.95% | 18.64% |
| Buyback Yield / Dilution | -41.91% | -3.59% | -0.60% | -0.58% | -28.63% | -10.80% |
| Total Shareholder Return | -24.81% | 16.45% | 10.11% | 10.23% | -16.53% | -4.06% |