NASDAQ : RPAY
Repay Holdings Corporation — Financial statements
Technology · Software - Infrastructure · United States
Last price 4.42 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 389.78M
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Financial statements
Repay Holdings Corporation (RPAY) reported revenue of 337.81M USD (TTM). Five years of income statement, balance sheet, cash flow and ratios below.
Income statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Revenue | 337.81M | 309.26M | 313.04M | 296.63M | 279.23M | 219.26M |
| Cost of Revenue | 89.56M | 77.24M | 71.64M | 69.70M | 64.83M | 55.48M |
| Gross Profit | 248.25M | 232.02M | 241.41M | 226.92M | 214.40M | 163.77M |
| Selling, General & Admin | 154.36M | 142.01M | 145.47M | 148.65M | 149.06M | 120.05M |
| Operating Expenses | 258.80M | 244.05M | 249.18M | 252.51M | 256.81M | 209.75M |
| Operating Income | -10.55M | -12.03M | -7.77M | -25.59M | -42.41M | -45.97M |
| Interest Expense | -19.58M | -13.95M | -7.87M | -3.87M | -4.38M | -3.60M |
| Interest & Investment Income | 2.21M | 4.06M | 5.99M | 2.82M | 130.00K | |
| Other Non Operating Income (Expenses) | -14.77M | -13.72M | -14.40M | -7.07M | 66.36M | -23.19M |
| EBT Excluding Unusual Items | -42.70M | -35.64M | -24.06M | -33.71M | 19.70M | -72.76M |
| Impairment of Goodwill | -138.50M | -241.70M | -75.70M | |||
| Gain (Loss) on Sale of Assets | -10.03M | |||||
| Asset Writedown | -407.00K | -988.00K | -100.00K | -8.09M | -2.18M | |
| Other Unusual Items | 400.00K | 1.37M | 13.14M | 3.30M | -11.79M | |
| Pretax Income | -181.20M | -276.96M | -10.92M | -119.53M | 14.91M | -86.73M |
| Income Tax Expense | -4.75M | -5.87M | -575.00K | -2.12M | 6.17M | -30.69M |
| Earnings From Continuing Operations | -176.45M | -271.09M | -10.35M | -117.42M | 8.74M | -56.04M |
| Minority Interest in Earnings | 9.00M | 14.36M | 189.00K | 6.93M | 4.09M | 5.95M |
| Net Income | -167.45M | -256.72M | -10.16M | -110.49M | 12.84M | -50.08M |
| Net Income to Common | -167.45M | -256.72M | -10.16M | -110.49M | 12.84M | -50.08M |
| Shares Outstanding (Basic) | 82.60M | 85.56M | 89.92M | 90.05M | 88.79M | 83.32M |
| Shares Outstanding (Diluted) | 82.60M | 85.56M | 89.92M | 90.05M | 110.67M | 83.32M |
| EPS (Basic) | -2.03 | -3.00 | -0.11 | -1.23 | 0.14 | -0.60 |
| EPS (Diluted) | -2.03 | -3.00 | -0.11 | -1.23 | 0.12 | -0.60 |
| Free Cash Flow | 110.09M | 90.83M | 149.10M | 102.88M | 71.05M | 50.47M |
| Free Cash Flow Per Share | 1.33 | 1.06 | 1.66 | 1.14 | 0.64 | 0.61 |
| Gross Margin | 73.49% | 75.02% | 77.12% | 76.50% | 76.78% | 74.69% |
| Operating Margin | -3.12% | -3.89% | -2.48% | -8.63% | -15.19% | -20.97% |
| Profit Margin | -49.57% | -83.01% | -3.24% | -37.25% | 4.60% | -22.84% |
| Free Cash Flow Margin | 32.59% | 29.37% | 47.63% | 34.68% | 25.44% | 23.02% |
| EBITDA | 73.25M | 67.42M | 71.11M | 58.48M | 49.42M | 35.26M |
| EBITDA Margin | 21.68% | 21.80% | 22.72% | 19.72% | 17.70% | 16.08% |
| D&A For EBITDA | 83.80M | 79.46M | 78.88M | 84.07M | 91.83M | 81.23M |
| EBIT | -10.55M | -12.03M | -7.77M | -25.59M | -42.41M | -45.97M |
| EBIT Margin | -3.12% | -3.89% | -2.48% | -8.63% | -15.19% | -20.97% |
| Effective Tax Rate | 41.39% |
Balance sheet
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 83.66M | 115.69M | 189.53M | 118.10M | 64.89M | 50.05M |
| Cash & Short-Term Investments | 83.66M | 115.69M | 189.53M | 118.10M | 64.89M | 50.05M |
| Accounts Receivable | 67.61M | 36.37M | 34.65M | 36.02M | 33.54M | 33.24M |
| Receivables | 67.61M | 36.37M | 34.65M | 36.02M | 33.54M | 33.24M |
| Prepaid Expenses | 23.73M | 15.44M | 15.41M | 15.21M | 18.21M | 12.43M |
| Restricted Cash | 35.67M | 29.33M | 35.65M | 11.32M | ||
| Total Current Assets | 212.98M | 196.83M | 275.25M | 180.65M | 116.65M | 95.71M |
| Property, Plant & Equipment | 22.24M | 10.11M | 13.53M | 11.16M | 14.22M | 14.30M |
| Goodwill | 652.09M | 474.51M | 716.79M | 716.79M | 827.81M | 824.08M |
| Other Intangible Assets | 560.24M | 329.84M | 389.03M | 447.14M | 500.57M | 577.69M |
| Long-Term Deferred Tax Assets | 147.05M | 173.03M | 163.28M | 146.87M | 136.37M | 145.26M |
| Long-Term Deferred Charges | 2.70M | 2.30M | ||||
| Other Long-Term Assets | 10.58M | 13.12M | 14.03M | 17.23M | 31.17M | 28.79M |
| Total Assets | 1.61B | 1.20B | 1.57B | 1.52B | 1.63B | 1.69B |
| Accounts Payable | 44.09M | 25.18M | 28.91M | 22.03M | 21.78M | 20.08M |
| Accrued Expenses | 80.94M | 52.96M | 55.50M | 32.91M | 29.02M | 26.82M |
| Current Portion of Long-Term Debt | 5.00M | 146.48M | ||||
| Current Portion of Leases | 5.56M | 1.55M | 1.23M | 1.63M | 2.26M | 1.99M |
| Other Current Liabilities | 11.31M | 14.49M | 16.60M | 898.00K | 29.05M | 43.45M |
| Total Current Liabilities | 146.90M | 240.65M | 102.25M | 57.46M | 82.11M | 92.35M |
| Long-Term Debt | 748.14M | 280.06M | 496.78M | 434.17M | 451.32M | 448.49M |
| Long-Term Leases | 14.14M | 8.79M | 10.51M | 7.25M | 8.29M | 9.09M |
| Long-Term Deferred Tax Liabilities | 33.93M | |||||
| Other Long-Term Liabilities | 195.50M | 188.46M | 189.21M | 190.17M | 156.79M | 222.88M |
| Total Liabilities | 1.14B | 717.97M | 798.74M | 689.04M | 698.51M | 772.80M |
| Common Stock | 8.00K | 8.00K | 9.00K | 9.00K | 9.00K | 9.00K |
| Additional Paid-In Capital | 1.18B | 1.17B | 1.15B | 1.15B | 1.12B | 1.10B |
| Retained Earnings | -611.48M | -590.55M | -333.83M | -323.67M | -213.18M | -226.02M |
| Treasury Stock | -92.03M | -92.03M | -53.78M | -12.53M | -10.00M | |
| Comprehensive Income & Other | -3.00K | -2.00K | ||||
| Total Common Equity | 472.54M | 484.43M | 761.27M | 815.13M | 894.56M | 874.00M |
| Minority Interest | -3.28M | -2.65M | 11.90M | 15.65M | 33.73M | 39.03M |
| Shareholders' Equity | 469.26M | 481.78M | 773.17M | 830.79M | 928.29M | 913.04M |
| Total Liabilities & Equity | 1.61B | 1.20B | 1.57B | 1.52B | 1.63B | 1.69B |
| Total Debt | 772.85M | 436.88M | 508.51M | 443.04M | 461.88M | 459.57M |
| Net Cash (Debt) | -689.18M | -321.19M | -318.99M | -324.95M | -396.98M | -409.52M |
| Net Cash Per Share | -8.34 | -3.75 | -3.55 | -3.61 | -3.59 | -4.92 |
| Filing Date Shares Outstanding | 82.90M | 82.17M | 88.80M | 90.80M | 88.37M | 88.55M |
| Total Common Shares Outstanding | 82.89M | 81.76M | 88.24M | 90.80M | 88.28M | 86.38M |
| Working Capital | 66.08M | -43.82M | 173.00M | 123.18M | 34.55M | 3.37M |
| Book Value Per Share | 5.70 | 5.92 | 8.63 | 8.98 | 10.13 | 10.12 |
| Tangible Book Value | -739.78M | -319.93M | -344.56M | -348.80M | -433.83M | -527.77M |
| Tangible Book Value Per Share | -8.92 | -3.91 | -3.90 | -3.84 | -4.91 | -6.11 |
| Machinery | 5.26M | 5.64M | 9.72M | 8.90M | 6.17M | |
| Leasehold Improvements | 587.00K | 678.00K | 663.00K | 659.00K | 431.00K |
Cash flow statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | -167.45M | -256.72M | -10.16M | -110.49M | 12.84M | -50.08M |
| Depreciation & Amortization | 83.80M | 79.46M | 78.88M | 84.07M | 91.83M | 81.23M |
| Other Amortization | 23.64M | 25.70M | 27.86M | 22.64M | 18.75M | 11.00M |
| Loss (Gain) From Sale of Assets | 10.03M | |||||
| Asset Writedown & Restructuring Costs | 138.91M | 242.69M | 75.80M | 8.09M | 2.18M | |
| Loss (Gain) From Sale of Investments | 9.32M | |||||
| Stock-Based Compensation | 19.69M | 18.33M | 24.39M | 22.16M | 20.25M | 22.31M |
| Other Operating Activities | 419.00K | -8.34M | -1.27M | -3.67M | -78.72M | -12.27M |
| Change in Accounts Receivable | -773.00K | -222.00K | 3.07M | -3.99M | 696.00K | -6.52M |
| Change in Accounts Payable | 5.73M | -3.73M | 6.88M | -189.00K | 1.70M | 4.77M |
| Change in Other Net Operating Assets | 8.73M | -6.05M | 20.44M | 7.26M | -1.21M | -8.61M |
| Operating Cash Flow | 112.61M | 91.11M | 150.09M | 103.61M | 74.22M | 53.33M |
| Capital Expenditures | -2.51M | -286.00K | -989.00K | -733.00K | -3.18M | -2.86M |
| Cash Acquisitions | -348.15M | -371.33M | ||||
| Divestitures | 40.27M | |||||
| Sale (Purchase) of Intangibles | -65.29M | -41.70M | -43.86M | -63.63M | -36.37M | -20.64M |
| Investment in Securities | -2.50M | |||||
| Investing Cash Flow | -415.95M | -41.98M | -44.85M | -24.09M | -39.54M | -397.33M |
| Long-Term Debt Issued | 287.50M | 460.00M | ||||
| Long-Term Debt Repaid | -71.98M | -205.15M | -20.00M | -262.65M | ||
| Net Debt Issued (Repaid) | 281.52M | -71.98M | 82.35M | -20.00M | 197.35M | |
| Issuance of Common Stock | 395.00K | 142.10M | ||||
| Repurchase of Common Stock | -16.63M | -41.87M | -43.67M | -4.42M | -12.66M | -4.04M |
| Other Financing Activities | -43.07M | -16.34M | -51.75M | -4.53M | -4.80M | -21.56M |
| Financing Cash Flow | 221.82M | -130.19M | -12.67M | -28.94M | -17.46M | 313.84M |
| Net Cash Flow | -81.53M | -81.06M | 92.56M | 50.58M | 17.22M | -30.16M |
| Free Cash Flow | 110.09M | 90.83M | 149.10M | 102.88M | 71.05M | 50.47M |
| Free Cash Flow Margin | 32.59% | 29.37% | 47.63% | 34.68% | 25.44% | 23.02% |
| Free Cash Flow Per Share | 1.33 | 1.06 | 1.66 | 1.14 | 0.64 | 0.61 |
| Levered Free Cash Flow | 61.31M | 61.45M | 98.51M | 11.29M | 45.45M | 75.83M |
| Unlevered Free Cash Flow | 70.55M | 67.05M | 100.40M | 10.86M | 45.35M | 75.55M |
| Cash Interest Paid | 12.50M | 9.15M | 4.84M | 1.02M | 1.54M | 1.14M |
| Cash Income Tax Paid | 664.00K | 1.76M | 2.81M | 1.33M | 31.00K | |
| Change in Working Capital | 13.60M | -10.00M | 30.39M | 3.08M | 1.18M | -10.36M |
Ratios
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 403.88M | 297.78M | 669.62M | 777.26M | 710.74M | 1.62B |
| Enterprise Value | 1.09B | 644.16M | 1.02B | 1.12B | 1.14B | 1.98B |
| Last Close Price | 4.58 | 3.65 | 7.63 | 8.54 | 8.05 | 18.27 |
| PE Ratio | 55.37 | |||||
| Forward PE | 4.18 | 3.98 | 7.89 | 9.84 | 9.26 | 19.89 |
| PS Ratio | 1.20 | 0.96 | 2.14 | 2.62 | 2.54 | 7.37 |
| PB Ratio | 0.80 | 0.62 | 0.87 | 0.94 | 0.77 | 1.77 |
| P/FCF Ratio | 3.67 | 3.28 | 4.49 | 7.55 | 10.00 | 32.01 |
| P/OCF Ratio | 3.59 | 3.27 | 4.46 | 7.50 | 9.58 | 30.29 |
| PEG Ratio | 1.08 | 1.08 | 1.08 | 1.08 | 1.08 | |
| EV/Sales Ratio | 3.24 | 2.08 | 3.27 | 3.79 | 4.10 | 9.03 |
| EV/EBITDA Ratio | 14.92 | 9.55 | 14.40 | 19.24 | 23.17 | 56.13 |
| EV/FCF Ratio | 9.93 | 7.09 | 6.87 | 10.94 | 16.12 | 39.21 |
| Debt / Equity Ratio | 1.65 | 0.91 | 0.66 | 0.53 | 0.50 | 0.50 |
| Debt / EBITDA Ratio | 10.20 | 6.26 | 6.95 | 7.28 | 8.86 | 12.18 |
| Debt / FCF Ratio | 7.02 | 4.81 | 3.41 | 4.31 | 6.50 | 9.11 |
| Net Debt / Equity Ratio | 1.47 | 0.67 | 0.41 | 0.39 | 0.43 | 0.45 |
| Net Debt / EBITDA Ratio | 9.41 | 4.76 | 4.49 | 5.56 | 8.03 | 11.62 |
| Net Debt / FCF Ratio | 6.26 | 3.54 | 2.14 | 3.16 | 5.59 | 8.12 |
| Asset Turnover | 0.22 | 0.22 | 0.20 | 0.19 | 0.17 | 0.16 |
| Quick Ratio | 1.03 | 0.63 | 2.19 | 2.68 | 1.20 | 0.90 |
| Current Ratio | 1.45 | 0.82 | 2.69 | 3.14 | 1.42 | 1.04 |
| Return on Equity (ROE) | -31.83% | -43.20% | -1.29% | -13.35% | 0.95% | -7.63% |
| Return on Assets (ROA) | -0.44% | -0.54% | -0.31% | -1.02% | -1.60% | -2.05% |
| Return on Invested Capital (ROIC) | -1.06% | -1.27% | -0.69% | -2.06% | -1.88% | -4.47% |
| Return on Capital Employed (ROCE) | -0.70% | -1.30% | -0.50% | -1.70% | -2.70% | -2.90% |
| Earnings Yield | -44.26% | -86.21% | -1.52% | -14.21% | 1.81% | -3.10% |
| FCF Yield | 27.26% | 30.50% | 22.27% | 13.24% | 10.00% | 3.12% |
| Buyback Yield / Dilution | 6.74% | 4.84% | 0.15% | 18.63% | -32.83% | -59.67% |