NASDAQ : PROV
Provident Financial Holdings, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 18.17 USD (Oct 30, 2026, 4:00 PM EST) · Market cap 113.27M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 113.27M |
| Enterprise Value | 223.21M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | Nov 12, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 6.23M |
| Shares Outstanding | 6.23M |
| Shares Change (YoY) | -4.11% |
| Shares Change (QoQ) | -1.76% |
| Owned by Insiders (%) | 9.91% |
| Owned by Institutions (%) | 46.54% |
| Float | 4.32M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 17.64 |
| Forward PE | 13.41 |
| PS Ratio | 2.79 |
| Forward PS | 2.71 |
| PB Ratio | 0.90 |
| P/TBV Ratio | 0.90 |
| P/FCF Ratio | 13.27 |
| P/OCF Ratio | 12.63 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 33.54 |
| EV / Sales | 5.50 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 26.14 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.26 |
| Debt / EBITDA | n/a |
| Debt / FCF | 18.64 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 5.22% |
| Return on Assets (ROA) | 0.54% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.49% |
| Revenue Per Employee | $226,855 |
| Profits Per Employee | $37,179 |
| Employee Count | 179 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 2.98M |
| Effective Tax Rate | 30.94% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.31 |
| 52-Week Price Change | +15.07% |
| 50-Day Moving Average | 18.34 |
| 200-Day Moving Average | 17.21 |
| Relative Strength Index (RSI) | 46.25 |
| Average Volume (20 Days) | 14,506 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 21,724 |
| Short Previous Month | 20,165 |
| Short % of Shares Out | 0.35% |
| Short % of Float | 0.50% |
| Short Ratio (days to cover) | 1.48 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 40.61M |
| Gross Profit | 40.61M |
| Operating Income | 10.30M |
| Pretax Income | 9.64M |
| Net Income | 6.66M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.03 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 49.21M |
| Total Debt | 159.15M |
| Net Cash | -109.94M |
| Net Cash Per Share | -$17.64 |
| Equity (Book Value) | 126.22M |
| Book Value Per Share | 20.15 |
| Working Capital | -968.45M |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 8.97M |
| Capital Expenditures | -432,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -56.03M |
| Free Cash Flow | 8.54M |
| FCF Per Share | $1.37 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 25.36% |
| Pretax Margin | 23.73% |
| Profit Margin | 16.39% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.03% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.56 |
| Dividend Yield | 3.08% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 54.37% |
| FCF Payout Ratio | 40.89% |
| Buyback Yield | 4.11% |
| Shareholder Yield | 7.20% |
| Earnings Yield | 5.67% |
| FCF Yield | 7.54% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $18.50 |
| Price Target Difference | 1.82% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Feb 3, 2004 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |