NASDAQ : PBFS
Pioneer Bancorp, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 18.12 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 438.60M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 446.59M |
| Enterprise Value | 338.11M |
Dates
| Measure | Value |
|---|
| Earnings Date | Nov 13, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 24.21M |
| Shares Outstanding | 24.21M |
| Shares Change (YoY) | -1.03% |
| Shares Change (QoQ) | +0.03% |
| Owned by Insiders (%) | 2.16% |
| Owned by Institutions (%) | 16.07% |
| Float | 7.53M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 35.51 |
| Forward PE | n/a |
| PS Ratio | 4.33 |
| Forward PS | n/a |
| PB Ratio | 1.36 |
| P/TBV Ratio | 1.54 |
| P/FCF Ratio | 19.78 |
| P/OCF Ratio | 18.55 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 26.83 |
| EV / Sales | 3.28 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.98 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.03 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.37 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 5.24% |
| Return on Assets (ROA) | 0.76% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.49% |
| Revenue Per Employee | $348,253 |
| Profits Per Employee | $42,574 |
| Employee Count | 296 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 3.28M |
| Effective Tax Rate | 20.66% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.43 |
| 52-Week Price Change | +40.41% |
| 50-Day Moving Average | 17.86 |
| 200-Day Moving Average | 15.97 |
| Relative Strength Index (RSI) | 62.82 |
| Average Volume (20 Days) | 11,956 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 126,911 |
| Short Previous Month | 126,640 |
| Short % of Shares Out | 0.52% |
| Short % of Float | 1.68% |
| Short Ratio (days to cover) | 7.49 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 103.08M |
| Gross Profit | 103.08M |
| Operating Income | 25.00M |
| Pretax Income | 15.88M |
| Net Income | 12.60M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.52 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 116.93M |
| Total Debt | 8.45M |
| Net Cash | 108.47M |
| Net Cash Per Share | $4.48 |
| Equity (Book Value) | 328.34M |
| Book Value Per Share | 13.56 |
| Working Capital | n/a |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 24.07M |
| Capital Expenditures | -1.50M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -39,000 |
| Free Cash Flow | 22.57M |
| FCF Per Share | $0.93 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 24.25% |
| Pretax Margin | 15.41% |
| Profit Margin | 12.23% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 22.91% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 1.03% |
| Shareholder Yield | 1.03% |
| Earnings Yield | 2.82% |
| FCF Yield | 5.05% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |