NASDAQ : OXBR
Oxbridge Re Holdings Limited — Financial statements
Financials · Insurance - Reinsurance · Cayman Islands
Last price 0.73 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 5.94M
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Financial statements
Income statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Premiums & Annuity Revenue | 2.04M | 2.29M | 2.30M | 1.25M | 995.00K | 965.00K |
| Total Interest & Dividend Income | 280.00K | 314.00K | 336.00K | 303.00K | 201.00K | 99.00K |
| Gain (Loss) on Sale of Investments | -31.00K | -25.00K | -2.40M | -8.91M | -346.00K | 9.16M |
| Total Revenue | 2.79M | 2.58M | 546.00K | -7.05M | 850.00K | 10.22M |
| Policy Benefits | 449.00K | 2.74M | 1.07M | 158.00K | ||
| Policy Acquisition & Underwriting Costs | 228.00K | 252.00K | 254.00K | 141.00K | 110.00K | 106.00K |
| Selling, General & Administrative | 2.04M | 2.63M | 1.68M | 1.93M | 1.29M | 1.24M |
| Total Operating Expenses | 3.09M | 6.04M | 2.17M | 2.32M | 2.60M | 1.57M |
| Operating Income | -302.00K | -3.46M | -1.62M | -9.37M | -1.75M | 8.66M |
| Other Non Operating Income (Expenses) | 684.00K | 1.39M | -962.00K | -542.00K | -43.00K | -91.00K |
| Pretax Income | 382.00K | -2.08M | -2.59M | -9.91M | -1.79M | 8.56M |
| Earnings From Continuing Ops. | 382.00K | -2.08M | -2.59M | -9.91M | -1.79M | 8.56M |
| Minority Interest in Earnings | -251.00K | -2.00K | -139.00K | |||
| Net Income | 131.00K | -2.08M | -2.73M | -9.91M | -1.79M | 8.56M |
| Net Income to Common | 131.00K | -2.08M | -2.73M | -9.91M | -1.79M | 8.56M |
| Shares Outstanding (Basic) | 7.78M | 7.39M | 6.10M | 5.87M | 5.77M | 5.74M |
| Shares Outstanding (Diluted) | 7.78M | 7.39M | 6.10M | 5.87M | 5.77M | 5.74M |
| EPS (Basic) | 0.02 | -0.28 | -0.45 | -1.69 | -0.31 | 1.49 |
| EPS (Diluted) | 0.01 | -0.28 | -0.45 | -1.69 | -0.31 | 1.49 |
| Free Cash Flow | 478.00K | -1.36M | -284.00K | -1.26M | -829.00K | -256.00K |
| Free Cash Flow Per Share | 0.06 | -0.18 | -0.05 | -0.22 | -0.14 | -0.04 |
| Operating Margin | -10.84% | -134.38% | -297.62% | -205.41% | 84.66% | |
| Profit Margin | 4.70% | -80.67% | -499.27% | -210.47% | 83.77% | |
| Free Cash Flow Margin | 17.16% | -52.93% | -52.02% | -97.53% | -2.50% | |
| EBITDA | -300.50K | -3.46M | -1.62M | -9.37M | -1.74M | 8.66M |
| EBITDA Margin | -10.79% | -134.34% | -297.07% | -204.94% | 84.72% | |
| D&A For EBITDA | 1.50K | 1.00K | 3.00K | 6.00K | 4.00K | 7.00K |
| EBIT | -302.00K | -3.46M | -1.62M | -9.37M | -1.75M | 8.66M |
| EBIT Margin | -10.84% | -134.38% | -297.62% | -205.41% | 84.66% | |
| Revenue as Reported | 2.79M | 2.58M | 546.00K | -7.05M | 850.00K | 10.22M |
Balance sheet
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Investments in Equity & Preferred Securities | 161.00K | 3.16M | 11.85M | 577.00K | ||
| Other Investments | 214.00K | 11.17M | ||||
| Total Investments | 161.00K | 3.16M | 12.06M | 11.75M | ||
| Cash & Equivalents | 4.11M | 268.00K | 2.13M | 495.00K | 1.21M | 3.53M |
| Other Receivables | 307.00K | 766.00K | 1.06M | 1.08M | 282.00K | 284.00K |
| Deferred Policy Acquisition Cost | 35.00K | 102.00K | 109.00K | 101.00K | 38.00K | |
| Property, Plant & Equipment | 76.00K | 59.00K | 149.00K | 13.00K | 49.00K | 144.00K |
| Restricted Cash | 15.71M | 6.71M | 3.76M | 3.25M | 2.72M | 1.89M |
| Other Current Assets | 132.00K | 150.00K | 94.00K | 159.00K | 292.00K | 55.00K |
| Total Assets | 20.37M | 8.05M | 7.46M | 8.25M | 16.62M | 17.69M |
| Accounts Payable | 329.00K | 309.00K | 366.00K | 356.00K | 251.00K | 246.00K |
| Insurance & Annuity Liabilities | 164.00K | 164.00K | 1.07M | |||
| Unearned Premiums | 347.00K | 926.00K | 991.00K | 915.00K | 350.00K | |
| Current Portion of Long-Term Debt | 118.00K | 118.00K | 118.00K | 118.00K | 216.00K | |
| Current Portion of Leases | 58.00K | 39.00K | 114.00K | 9.00K | 40.00K | 97.00K |
| Long-Term Debt | 12.58M | 518.00K | 1.73M | 216.00K | ||
| Long-Term Leases | 4.00K | 4.00K | 34.00K | 4.00K | 38.00K | |
| Other Long-Term Liabilities | 1.52M | |||||
| Total Liabilities | 13.60M | 2.08M | 3.35M | 2.92M | 1.63M | 1.04M |
| Common Stock | 6.00K | 6.00K | 6.00K | 6.00K | 6.00K | 6.00K |
| Additional Paid-In Capital | 38.52M | 38.05M | 34.10M | 32.74M | 32.48M | 32.35M |
| Retained Earnings | -31.94M | -32.14M | -30.16M | -27.41M | -17.50M | -15.71M |
| Total Common Equity | 6.59M | 5.92M | 3.95M | 5.33M | 14.99M | 16.65M |
| Minority Interest | 188.00K | 59.00K | 162.00K | |||
| Shareholders' Equity | 6.77M | 5.97M | 4.11M | 5.33M | 14.99M | 16.65M |
| Total Liabilities & Equity | 20.37M | 8.05M | 7.46M | 8.25M | 16.62M | 17.69M |
| Filing Date Shares Outstanding | 8.14M | 7.80M | 7.44M | 5.87M | 5.87M | 5.75M |
| Total Common Shares Outstanding | 8.10M | 7.66M | 6.38M | 5.87M | 5.77M | 5.75M |
| Total Debt | 12.76M | 679.00K | 2.00M | 127.00K | 260.00K | 351.00K |
| Net Cash (Debt) | -8.65M | -411.00K | 137.00K | 368.00K | 947.00K | 3.18M |
| Net Cash Per Share | -1.11 | -0.06 | 0.02 | 0.06 | 0.16 | 0.55 |
| Book Value Per Share | 0.81 | 0.77 | 0.62 | 0.91 | 2.60 | 2.90 |
| Tangible Book Value | 6.59M | 5.92M | 3.95M | 5.33M | 14.99M | 16.65M |
| Tangible Book Value Per Share | 0.81 | 0.77 | 0.62 | 0.91 | 2.60 | 2.90 |
| Machinery | 125.00K | 114.00K | 114.00K | 109.00K | 109.00K | |
| Leasehold Improvements | 21.00K | 21.00K | 21.00K | 21.00K | 21.00K |
Cash flow statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | 131.00K | -2.08M | -2.73M | -9.91M | -1.79M | 8.56M |
| Depreciation & Amortization | 3.00K | 1.00K | 3.00K | 6.00K | 4.00K | 7.00K |
| Gain (Loss) on Sale of Investments | 31.00K | 25.00K | 2.40M | 8.91M | 346.00K | -9.16M |
| Stock-Based Compensation | 367.00K | 418.00K | 234.00K | 258.00K | 127.00K | 61.00K |
| Change in Accounts Receivable | 1.67M | 293.00K | -82.00K | -695.00K | 2.00K | 180.00K |
| Change in Accounts Payable | 69.00K | -57.00K | 10.00K | 62.00K | -43.00K | 128.00K |
| Change in Unearned Revenue | -1.72M | -65.00K | 76.00K | 915.00K | -350.00K | -61.00K |
| Change in Insurance Reserves / Liabilities | 73.00K | 73.00K | -1.07M | 1.07M | ||
| Change in Other Net Operating Assets | -68.00K | 35.00K | 65.00K | 676.00K | -237.00K | 21.00K |
| Other Operating Activities | -501.00K | -1.00K | -400.00K | -300.00K | ||
| Operating Cash Flow | 494.00K | -1.35M | -284.00K | -1.26M | -829.00K | -253.00K |
| Capital Expenditures | -16.00K | -16.00K | -5.00K | -3.00K | ||
| Investment in Securities | 73.00K | 136.00K | 639.00K | -661.00K | -1.80M | |
| Investing Cash Flow | 57.00K | 120.00K | 780.00K | -105.00K | -661.00K | -1.80M |
| Total Debt Repaid | -1.21M | -1.21M | -948.00K | -98.00K | ||
| Net Debt Issued (Repaid) | 5.11M | -1.21M | -948.00K | -98.00K | ||
| Issuance of Common Stock | 785.00K | 3.52M | 2.60M | 1.28M | ||
| Financing Cash Flow | 12.62M | 2.31M | 1.65M | 1.18M | ||
| Net Cash Flow | 13.17M | 1.08M | 2.15M | -183.00K | -1.49M | -2.06M |
| Free Cash Flow | 478.00K | -1.36M | -284.00K | -1.26M | -829.00K | -256.00K |
| Free Cash Flow Margin | 17.16% | -52.93% | -52.02% | -97.53% | -2.50% | |
| Free Cash Flow Per Share | 0.06 | -0.18 | -0.05 | -0.22 | -0.14 | -0.04 |
| Levered Free Cash Flow | -12.73M | -4.60M | -1.12M | -5.77M | -2.37M | 5.74M |
| Unlevered Free Cash Flow | -12.73M | -4.60M | -1.12M | -5.77M | -2.37M | 5.74M |
| Change in Working Capital | 212.00K | 286.00K | 61.00K | -216.00K | 483.00K | 275.00K |
Ratios
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 6.55M | 10.12M | 25.66M | 6.46M | 6.94M | 32.22M |
| Enterprise Value | 15.19M | 10.74M | 25.95M | 4.81M | 5.04M | 29.85M |
| PE Ratio | 63.37 | 3.76 | ||||
| PS Ratio | 2.28 | 3.93 | 46.99 | -0.92 | 8.16 | 3.15 |
| PB Ratio | 0.90 | 1.69 | 6.24 | 1.21 | 0.46 | 1.94 |
| EV/Sales Ratio | 5.38 | 4.17 | 47.53 | 5.93 | 2.92 | |
| EV/EBITDA Ratio | 3.44 | |||||
| EV/EBIT Ratio | 3.45 | |||||
| Debt / Equity Ratio | 1.88 | 0.11 | 0.49 | 0.02 | 0.02 | 0.02 |
| Debt / EBITDA Ratio | 0.04 | |||||
| Debt / FCF Ratio | 26.69 | |||||
| Net Debt / Equity Ratio | 1.28 | 0.07 | -0.03 | -0.07 | -0.06 | -0.19 |
| Net Debt / EBITDA Ratio | -28.77 | -0.12 | 0.08 | 0.04 | 0.54 | -0.37 |
| Net Debt / FCF Ratio | 18.09 | -0.30 | 0.48 | 0.29 | 1.14 | 12.41 |
| Quick Ratio | 5.18 | 0.74 | 2.01 | 1.05 | 2.94 | 5.50 |
| Current Ratio | 23.78 | 5.67 | 4.43 | 3.56 | 8.88 | 8.31 |
| Asset Turnover | 0.19 | 0.33 | 0.07 | 0.05 | 0.76 | |
| Return on Equity (ROE) | 6.34% | -41.19% | -54.80% | -97.58% | -11.31% | 69.42% |
| Return on Assets (ROA) | -1.28% | -27.89% | -12.92% | -47.11% | -6.36% | 40.41% |
| Earnings Yield | 1.58% | -20.55% | -10.62% | -153.55% | -25.79% | 26.58% |
| FCF Yield | 7.53% | -13.48% | -1.11% | -19.59% | -11.95% | -0.79% |
| Buyback Yield / Dilution | -16.48% | -21.16% | -3.95% | -1.64% | -0.64% | -0.04% |
| Total Shareholder Return | -16.48% | -21.16% | -3.95% | -1.64% | -0.64% | -0.04% |