NASDAQ : OSBC
Old Second Bancorp, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 24.3 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 1.20B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 1.24B |
| Enterprise Value | 1.62B |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Oct 30, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 49.42M |
| Shares Outstanding | 49.42M |
| Shares Change (YoY) | +10.09% |
| Shares Change (QoQ) | -1.87% |
| Owned by Insiders (%) | 3.41% |
| Owned by Institutions (%) | 78.87% |
| Float | 47.73M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 11.80 |
| Forward PE | 10.80 |
| PS Ratio | 3.47 |
| Forward PS | 3.56 |
| PB Ratio | 1.37 |
| P/TBV Ratio | 1.69 |
| P/FCF Ratio | 8.68 |
| P/OCF Ratio | 8.47 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 14.49 |
| EV / Sales | 4.54 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.37 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.56 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.45 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 12.78% |
| Return on Assets (ROA) | 1.62% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.07% |
| Revenue Per Employee | $335,158 |
| Profits Per Employee | $104,982 |
| Employee Count | 1,062 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 38.43M |
| Effective Tax Rate | 25.63% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.77 |
| 52-Week Price Change | +39.64% |
| 50-Day Moving Average | 24.97 |
| 200-Day Moving Average | 22.52 |
| Relative Strength Index (RSI) | 54.65 |
| Average Volume (20 Days) | 618,281 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 3.04M |
| Short Previous Month | 2.75M |
| Short % of Shares Out | 6.15% |
| Short % of Float | 6.37% |
| Short Ratio (days to cover) | 5.27 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 355.94M |
| Gross Profit | 355.94M |
| Operating Income | 157.55M |
| Pretax Income | 149.92M |
| Net Income | 111.49M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.12 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 108.10M |
| Total Debt | 490.38M |
| Net Cash | -382.28M |
| Net Cash Per Share | -$7.74 |
| Equity (Book Value) | 878.55M |
| Book Value Per Share | 17.78 |
| Working Capital | -5.64B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 145.71M |
| Capital Expenditures | -3.54M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 305.49M |
| Free Cash Flow | 142.16M |
| FCF Per Share | $2.88 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 44.26% |
| Pretax Margin | 42.12% |
| Profit Margin | 31.32% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 41.64% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.32 |
| Dividend Yield | 1.28% |
| Dividend Growth (YoY) | 16.00% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 15.06% |
| FCF Payout Ratio | 11.12% |
| Buyback Yield | -10.09% |
| Shareholder Yield | -8.81% |
| Earnings Yield | 8.47% |
| FCF Yield | 11.53% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $28.00 |
| Price Target Difference | 11.69% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 7.95% |
| EPS Growth Forecast (3Y) | 7.30% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Jul 29, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |