NASDAQ : OPRT
Oportun Financial Corporation — Key statistics
Financials · Credit Services · United States
Last price 9.98 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 458.95M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 454.81M |
| Enterprise Value | 2.98B |
Dates
| Measure | Value |
|---|
| Earnings Date | Nov 3, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 45.99M |
| Shares Outstanding | 45.99M |
| Shares Change (YoY) | +11.22% |
| Shares Change (QoQ) | +1.85% |
| Owned by Insiders (%) | 6.81% |
| Owned by Institutions (%) | 67.96% |
| Float | 31.65M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 24.62 |
| Forward PE | 5.59 |
| PS Ratio | 0.61 |
| Forward PS | 0.47 |
| PB Ratio | 1.12 |
| P/TBV Ratio | 1.34 |
| P/FCF Ratio | 1.08 |
| P/OCF Ratio | 1.08 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 152.83 |
| EV / Sales | 4.00 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.07 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 51.13 |
| Quick Ratio | 49.68 |
| Debt / Equity | 6.54 |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.32 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 4.98% |
| Return on Assets (ROA) | 0.62% |
| Return on Invested Capital (ROIC) | 0.93% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.65% |
| Revenue Per Employee | $299,016 |
| Profits Per Employee | $7,831 |
| Employee Count | 2,488 |
| Asset Turnover | 0.24 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 20.51M |
| Effective Tax Rate | 51.28% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 1.29 |
| 52-Week Price Change | +84.52% |
| 50-Day Moving Average | 8.38 |
| 200-Day Moving Average | 6.22 |
| Relative Strength Index (RSI) | 69.64 |
| Average Volume (20 Days) | 664,513 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 1.61M |
| Short Previous Month | 1.79M |
| Short % of Shares Out | 3.49% |
| Short % of Float | 5.08% |
| Short Ratio (days to cover) | 2.06 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 743.95M |
| Gross Profit | 708.52M |
| Operating Income | 58.73M |
| Pretax Income | 39.99M |
| Net Income | 19.48M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.40 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 139.59M |
| Total Debt | 2.66B |
| Net Cash | -2.52B |
| Net Cash Per Share | -$54.86 |
| Equity (Book Value) | 407.13M |
| Book Value Per Share | 8.86 |
| Working Capital | 2.91B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 420.95M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 1.25M |
| Net Borrowing | -129.40M |
| Free Cash Flow | 420.95M |
| FCF Per Share | $9.15 |
Margins
| Measure | Value |
|---|
| Gross Margin | 95.24% |
| Operating Margin | 7.89% |
| Pretax Margin | 5.38% |
| Profit Margin | 2.62% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 56.58% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -11.22% |
| Shareholder Yield | n/a |
| Earnings Yield | 4.06% |
| FCF Yield | 92.55% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $11.50 |
| Price Target Difference | 16.28% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | 12.94% |
| EPS Growth Forecast (3Y) | 19.14% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |