NASDAQ : NBTB
NBT Bancorp Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 52.19 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 2.71B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 2.78B |
| Enterprise Value | 3.03B |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | Dec 1, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 51.94M |
| Shares Outstanding | 51.94M |
| Shares Change (YoY) | +5.47% |
| Shares Change (QoQ) | +0.00% |
| Owned by Insiders (%) | 1.88% |
| Owned by Institutions (%) | 69.15% |
| Float | 50.93M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 12.87 |
| Forward PE | 11.87 |
| PS Ratio | 3.78 |
| Forward PS | 3.48 |
| PB Ratio | 1.40 |
| P/TBV Ratio | 1.92 |
| P/FCF Ratio | 11.26 |
| P/OCF Ratio | 10.57 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 13.84 |
| EV / Sales | 4.12 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.27 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.29 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.32 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 11.47% |
| Return on Assets (ROA) | 1.34% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.78% |
| Revenue Per Employee | $317,880 |
| Profits Per Employee | $94,533 |
| Employee Count | 2,303 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 63.85M |
| Effective Tax Rate | 22.68% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.50 |
| 52-Week Price Change | +32.30% |
| 50-Day Moving Average | 51.38 |
| 200-Day Moving Average | 47.75 |
| Relative Strength Index (RSI) | 62.16 |
| Average Volume (20 Days) | 290,161 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 2.61M |
| Short Previous Month | 2.72M |
| Short % of Shares Out | 5.02% |
| Short % of Float | 5.12% |
| Short Ratio (days to cover) | 7.15 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 732.08M |
| Gross Profit | 732.08M |
| Operating Income | 305.02M |
| Pretax Income | 281.56M |
| Net Income | 217.71M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.16 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 322.20M |
| Total Debt | 569.11M |
| Net Cash | -246.91M |
| Net Cash Per Share | -$4.75 |
| Equity (Book Value) | 1.94B |
| Book Value Per Share | 37.40 |
| Working Capital | -13.68B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 261.66M |
| Capital Expenditures | -16.05M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 58.83M |
| Free Cash Flow | 245.61M |
| FCF Per Share | $4.73 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 41.66% |
| Pretax Margin | 38.46% |
| Profit Margin | 29.74% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 33.93% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.60 |
| Dividend Yield | 3.00% |
| Dividend Growth (YoY) | 8.45% |
| Years of Dividend Growth | 13 |
| Payout Ratio | 38.46% |
| FCF Payout Ratio | 33.84% |
| Buyback Yield | -5.47% |
| Shareholder Yield | -2.44% |
| Earnings Yield | 7.77% |
| FCF Yield | 8.88% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $57.50 |
| Price Target Difference | 7.40% |
| Analyst Consensus | Hold |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 6.55% |
| EPS Growth Forecast (3Y) | 8.84% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Nov 29, 1999 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |