NASDAQ : LSBK
Lake Shore Bancorp, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 18.69 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 137.56M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 139.73M |
| Enterprise Value | 82.04M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Nov 2, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 7.36M |
| Shares Outstanding | 7.36M |
| Shares Change (YoY) | -3.51% |
| Shares Change (QoQ) | +0.95% |
| Owned by Insiders (%) | 8.68% |
| Owned by Institutions (%) | 20.79% |
| Float | 5.35M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 16.66 |
| Forward PE | n/a |
| PS Ratio | 4.60 |
| Forward PS | n/a |
| PB Ratio | 0.99 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 13.09 |
| P/OCF Ratio | 12.96 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 9.57 |
| EV / Sales | 2.67 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.60 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 5.94% |
| Return on Assets (ROA) | 1.13% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.87% |
| Revenue Per Employee | $305,163 |
| Profits Per Employee | $85,133 |
| Employee Count | 98 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 1.81M |
| Effective Tax Rate | 17.84% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.29 |
| 52-Week Price Change | +35.24% |
| 50-Day Moving Average | 18.04 |
| 200-Day Moving Average | 16.54 |
| Relative Strength Index (RSI) | 57.12 |
| Average Volume (20 Days) | 19,233 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 23,758 |
| Short Previous Month | 27,881 |
| Short % of Shares Out | 0.32% |
| Short % of Float | 0.44% |
| Short Ratio (days to cover) | 0.77 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 29.91M |
| Gross Profit | 29.91M |
| Operating Income | 10.46M |
| Pretax Income | 10.16M |
| Net Income | 8.34M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.14 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 57.69M |
| Total Debt | n/a |
| Net Cash | 57.69M |
| Net Cash Per Share | $7.84 |
| Equity (Book Value) | 141.60M |
| Book Value Per Share | 18.97 |
| Working Capital | -522.66M |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 10.62M |
| Capital Expenditures | -112,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -2.11M |
| Free Cash Flow | 10.51M |
| FCF Per Share | $1.43 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 34.97% |
| Pretax Margin | 33.96% |
| Profit Margin | 27.90% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.07% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.36 |
| Dividend Yield | 1.90% |
| Dividend Growth (YoY) | 15.07% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 31.58% |
| FCF Payout Ratio | 25.22% |
| Buyback Yield | 3.51% |
| Shareholder Yield | 5.43% |
| Earnings Yield | 6.00% |
| FCF Yield | 7.64% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Jul 21, 2025 |
| Split Type | Forward |
| Split Ratio | 1.3549:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |