NASDAQ : LPRO
Open Lending Corporation — Key statistics
Financials · Credit Services · United States
Last price 3.14 USD (At close: Jul 29, 2026) · Market cap 371.53M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 371.53M |
| Enterprise Value | 283.30M |
Dates
| Measure | Value |
|---|
| Earnings Date | Aug 6, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 118.32M |
| Shares Outstanding | 118.32M |
| Shares Change (YoY) | -0.94% |
| Shares Change (QoQ) | -0.28% |
| Owned by Insiders (%) | 0.50% |
| Owned by Institutions (%) | 57.12% |
| Float | 95.72M |
Ratios
| Measure | Value |
|---|
| PE Ratio | n/a |
| Forward PE | 22.61 |
| PS Ratio | 4.16 |
| Forward PS | 3.40 |
| PB Ratio | 4.93 |
| P/TBV Ratio | 5.20 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | n/a |
| EV / Sales | 3.17 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 4.44 |
| Quick Ratio | 4.08 |
| Debt / Equity | 1.13 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | -0.76 |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | -6.85% |
| Return on Assets (ROA) | 1.07% |
| Return on Invested Capital (ROIC) | 1.51% |
| Return on Capital Employed (ROCE) | -3.52% |
| Weighted Average Cost of Capital (WACC) | 14.78% |
| Revenue Per Employee | $544,604 |
| Profits Per Employee | -$32,396 |
| Employee Count | 164 |
| Asset Turnover | 0.33 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | -1.20M |
| Effective Tax Rate | n/a |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 2.21 |
| 52-Week Price Change | +20.31% |
| 50-Day Moving Average | 2.73 |
| 200-Day Moving Average | 1.93 |
| Relative Strength Index (RSI) | 69.95 |
| Average Volume (20 Days) | 2,171,169 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 2.07M |
| Short Previous Month | 3.34M |
| Short % of Shares Out | 1.75% |
| Short % of Float | 2.16% |
| Short Ratio (days to cover) | 0.37 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 89.32M |
| Gross Profit | 68.99M |
| Operating Income | 4.60M |
| Pretax Income | -6.51M |
| Net Income | -5.31M |
| EBITDA | -3.88M |
| EBIT | -6.40M |
| Loss Per Share | -$0.05 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 173.31M |
| Total Debt | 85.08M |
| Net Cash | 88.23M |
| Net Cash Per Share | $0.75 |
| Equity (Book Value) | 75.32M |
| Book Value Per Share | 0.64 |
| Working Capital | 168.99M |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | -120,000 |
| Capital Expenditures | -11,000 |
| Depreciation & Amortization | 422,000 |
| Net Borrowing | -55.50M |
| Free Cash Flow | -131,000 |
| FCF Per Share | -$0.00 |
Margins
| Measure | Value |
|---|
| Gross Margin | 77.24% |
| Operating Margin | 5.15% |
| Pretax Margin | -7.29% |
| Profit Margin | -5.95% |
| EBITDA Margin | -4.34% |
| EBIT Margin | -7.17% |
| FCF Margin | n/a |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 0.94% |
| Shareholder Yield | 0.94% |
| Earnings Yield | -1.43% |
| FCF Yield | -0.04% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $2.92 |
| Price Target Difference | -7.01% |
| Analyst Consensus | Hold |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 9.89% |
| EPS Growth Forecast (3Y) | 95.52% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | 0.14 |
| Piotroski F-Score | 5 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |