NASDAQ : LOAN
Manhattan Bridge Capital, Inc. — Financial statements
Real Estate · REIT - Mortgage · United States
Last price 3.45 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 39.15M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Financial statements
Income statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Interest and Dividend Income | 6.77M | 7.18M | 8.05M | 7.98M | 6.77M | 5.61M |
| Total Interest Expense | 1.51M | 1.76M | 2.34M | 2.53M | 1.82M | 1.05M |
| Net Interest Income | 5.26M | 5.42M | 5.71M | 5.45M | 4.95M | 4.56M |
| Mortgage Banking | 1.40M | 1.49M | 1.64M | 1.82M | 1.80M | 1.20M |
| Revenue Before Loan Losses | 6.66M | 6.91M | 7.35M | 7.27M | 6.75M | 5.76M |
| Revenue | 6.66M | 6.91M | 7.35M | 7.27M | 6.75M | 5.76M |
| Cost of Services Provided | 1.88M | 1.81M | 1.78M | 1.83M | 1.55M | 1.35M |
| Other Operating Expenses | 7.47K | 3.26K | 1.85K | 2.15K | 4.50K | 7.53K |
| Total Operating Expenses | 1.89M | 1.82M | 1.78M | 1.83M | 1.55M | 1.36M |
| Operating Income | 4.77M | 5.09M | 5.57M | 5.44M | 5.19M | 4.41M |
| EBT Excluding Unusual Items | 4.79M | 5.11M | 5.59M | 5.48M | 5.21M | 4.42M |
| Pretax Income | 4.79M | 5.11M | 5.59M | 5.48M | 5.21M | 4.42M |
| Income Tax Expense | 1.30K | 1.21K | 650.00 | 650.00 | 650.00 | 647.00 |
| Net Income | 4.79M | 5.11M | 5.59M | 5.48M | 5.21M | 4.42M |
| Net Income to Common | 4.79M | 5.11M | 5.59M | 5.48M | 5.21M | 4.42M |
| Shares Outstanding (Basic) | 11.43M | 11.44M | 11.44M | 11.47M | 11.49M | 10.52M |
| Shares Outstanding (Diluted) | 11.43M | 11.44M | 11.44M | 11.47M | 11.49M | 10.52M |
| EPS (Basic) | 0.42 | 0.45 | 0.49 | 0.48 | 0.45 | 0.42 |
| EPS (Diluted) | 0.42 | 0.45 | 0.49 | 0.48 | 0.45 | 0.42 |
| Free Cash Flow | 5.15M | 4.93M | 4.93M | 5.39M | 5.16M | 4.60M |
| Free Cash Flow Per Share | 0.45 | 0.43 | 0.43 | 0.47 | 0.45 | 0.44 |
| Dividend Per Share | 0.45 | 0.46 | 0.46 | 0.45 | 0.50 | 0.48 |
| Operating Margin | 71.64% | 73.71% | 75.81% | 74.87% | 76.98% | 76.46% |
| Profit Margin | 71.89% | 73.95% | 76.05% | 75.32% | 77.23% | 76.76% |
| Free Cash Flow Margin | 77.31% | 71.32% | 67.03% | 74.14% | 76.53% | 79.82% |
| Effective Tax Rate | 0.03% | 0.02% | 0.01% | 0.01% | 0.01% | 0.01% |
| Revenue as Reported | 8.17M | 8.67M | 9.69M | 9.80M | 8.57M | 6.81M |
Balance sheet
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 168.09K | 204.89K | 178.01K | 104.22K | 103.54K | 142.55K |
| Loans & Lease Receivables | 59.48M | 60.22M | 65.41M | 73.05M | 74.48M | 65.72M |
| Other Receivables | 1.57M | 1.64M | 1.52M | 1.40M | 1.36M | 955.44K |
| Property, Plant & Equipment | 61.62K | 101.23K | 154.04K | 207.36K | 262.22K | 317.08K |
| Restricted Cash | 8.75K | 23.35K | 23.75K | 1.59M | ||
| Long-Term Deferred Charges | 107.00K | 98.86K | 16.17K | 27.58K | 7.71K | 10.54K |
| Other Long-Term Assets | 88.51K | 60.74K | 62.08K | 63.64K | 59.57K | 64.75K |
| Total Assets | 61.48M | 62.35M | 67.36M | 76.43M | 76.28M | 67.21M |
| Accounts Payable | 170.73K | 173.25K | 232.24K | 295.29K | 289.87K | 154.17K |
| Current Portion of Leases | 60.93K | |||||
| Long-Term Debt | 17.20M | 17.65M | 22.38M | 30.98M | 30.75M | 21.32M |
| Long-Term Leases | 69.27K | 51.15K | 167.12K | 220.53K | 273.49K | 324.25K |
| Other Current Liabilities | 1.25M | 1.31M | 1.32M | 1.29M | 1.44M | 1.44M |
| Total Liabilities | 18.69M | 19.25M | 24.10M | 33.50M | 33.42M | 23.82M |
| Common Stock | 11.76K | 11.76K | 11.76K | 11.76K | 11.76K | 11.76K |
| Additional Paid-In Capital | 45.58M | 45.58M | 45.56M | 45.55M | 45.54M | 45.52M |
| Retained Earnings | -1.49M | -1.39M | -1.24M | -1.57M | -1.89M | -1.35M |
| Shareholders' Equity | 42.79M | 43.10M | 43.27M | 42.93M | 42.86M | 43.39M |
| Total Liabilities & Equity | 61.48M | 62.35M | 67.36M | 76.43M | 76.28M | 67.21M |
| Total Debt | 17.27M | 17.76M | 22.55M | 31.20M | 31.02M | 21.65M |
| Net Cash (Debt) | -17.10M | -17.56M | -22.37M | -31.10M | -30.92M | -21.51M |
| Net Cash Per Share | -1.50 | -1.54 | -1.96 | -2.71 | -2.69 | -2.04 |
| Filing Date Shares Outstanding | 11.35M | 11.43M | 11.44M | 11.44M | 11.49M | 11.49M |
| Total Common Shares Outstanding | 11.38M | 11.43M | 11.44M | 11.44M | 11.49M | 11.49M |
| Working Capital | 59.80M | 60.54M | 65.58M | 73.83M | 73.55M | 64.64M |
| Book Value Per Share | 3.76 | 3.77 | 3.78 | 3.75 | 3.73 | 3.77 |
| Tangible Book Value | 42.79M | 43.10M | 43.27M | 42.93M | 42.86M | 43.39M |
| Tangible Book Value Per Share | 3.76 | 3.77 | 3.78 | 3.75 | 3.73 | 3.77 |
Cash flow statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | 4.79M | 5.11M | 5.59M | 5.48M | 5.21M | 4.42M |
| Depreciation & Amortization | 2.26K | 4.98K | 4.87K | 4.06K | 2.31K | 2.27K |
| Other Amortization | 102.86K | 112.90K | 88.66K | 93.40K | 113.74K | 87.35K |
| Stock-Based Compensation | 11.98K | 13.06K | 13.06K | 13.06K | 13.06K | 13.06K |
| Change in Accounts Payable | -824.00 | -58.99K | -63.06K | 5.42K | 135.70K | -14.77K |
| Change in Unearned Revenue | 84.85K | -113.50K | -150.49K | 49.89K | 88.67K | 212.82K |
| Change in Other Net Operating Assets | 37.66K | -3.23K | 705.00 | -3.04K | 5.74K | -443.00 |
| Other Operating Activities | -3.96K | -2.23K | -84.00 | 1.90K | 4.10K | 3.96K |
| Operating Cash Flow | 5.15M | 4.93M | 4.93M | 5.40M | 5.17M | 4.60M |
| Capital Expenditures | -418.00 | -4.02K | -5.08K | -2.87K | ||
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -1.60M | 5.31M | 7.55M | 1.65M | -8.77M | -7.62M |
| Investing Cash Flow | -1.60M | 5.31M | 7.55M | 1.64M | -8.77M | -7.62M |
| Long-Term Debt Issued | 48.59M | 46.17M | 158.10K | 9.35M | ||
| Total Debt Issued | 58.55M | 48.59M | 46.17M | 158.10K | 9.35M | |
| Long-Term Debt Repaid | -53.42M | -54.89M | -4.66M | |||
| Total Debt Repaid | -56.57M | -53.42M | -54.89M | -4.66M | ||
| Net Debt Issued (Repaid) | 1.98M | -4.83M | -8.72M | 158.10K | 9.35M | -4.66M |
| Issuance of Common Stock | 12.35M | |||||
| Repurchase of Common Stock | -247.90K | -28.56K | -9.80K | -261.67K | ||
| Common Dividends Paid | -5.14M | -5.26M | -5.23M | -5.31M | -5.75M | -4.99M |
| Other Financing Activities | -163.42K | -98.60K | -2.17K | -38.19K | -35.82K | |
| Financing Cash Flow | -3.57M | -10.22M | -13.97M | -5.45M | 3.56M | 2.70M |
| Net Cash Flow | -23.44K | 26.48K | -1.49M | 1.59M | -39.01K | -316.59K |
| Free Cash Flow | 5.15M | 4.93M | 4.93M | 5.39M | 5.16M | 4.60M |
| Free Cash Flow Margin | 77.31% | 71.32% | 67.03% | 74.14% | 76.53% | 79.82% |
| Free Cash Flow Per Share | 0.45 | 0.43 | 0.43 | 0.47 | 0.45 | 0.44 |
| Cash Interest Paid | 1.39M | 1.66M | 2.32M | 2.42M | 1.58M | 982.49K |
| Cash Income Tax Paid | 1.30K | 1.21K | 650.00 | 650.00 | 650.00 | 647.00 |
Ratios
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 38.81M | 53.19M | 64.06M | 56.90M | 61.27M | 63.22M |
| PE Ratio | 8.16 | 10.41 | 11.46 | 10.39 | 11.76 | 14.29 |
| PS Ratio | 5.83 | 7.70 | 8.71 | 7.83 | 9.08 | 10.97 |
| PB Ratio | 0.91 | 1.23 | 1.48 | 1.32 | 1.43 | 1.46 |
| P/FCF Ratio | 7.54 | 10.79 | 13.00 | 10.56 | 11.86 | 13.75 |
| P/OCF Ratio | 7.54 | 10.79 | 12.99 | 10.55 | 11.86 | 13.75 |
| Debt / Equity Ratio | 0.40 | 0.41 | 0.52 | 0.73 | 0.72 | 0.50 |
| Debt / FCF Ratio | 3.35 | 3.60 | 4.58 | 5.79 | 6.01 | 4.71 |
| Net Debt / Equity Ratio | 0.40 | 0.41 | 0.52 | 0.72 | 0.72 | 0.50 |
| Net Debt / FCF Ratio | 3.32 | 3.56 | 4.54 | 5.77 | 5.99 | 4.68 |
| Quick Ratio | 43.06 | 40.07 | 43.36 | 32.39 | 31.70 | 30.77 |
| Current Ratio | 43.07 | 40.09 | 43.37 | 33.08 | 31.70 | 30.77 |
| Asset Turnover | 0.11 | 0.11 | 0.10 | 0.10 | 0.09 | 0.09 |
| Return on Equity (ROE) | 11.12% | 11.84% | 12.97% | 12.77% | 12.08% | 11.74% |
| Return on Assets (ROA) | 7.88% | 7.88% | 7.78% | 7.17% | 7.26% | 6.96% |
| Return on Invested Capital (ROIC) | 7.78% | 8.04% | 7.96% | 7.35% | 7.48% | 7.15% |
| Earnings Yield | 12.25% | 9.61% | 8.73% | 9.62% | 8.51% | 7.00% |
| FCF Yield | 13.27% | 9.27% | 7.69% | 9.47% | 8.43% | 7.27% |
| Dividend Yield | 12.86% | 9.89% | 8.21% | 9.05% | 9.38% | 8.82% |
| Payout Ratio | 103.81% | 102.95% | 93.61% | 96.93% | 110.28% | 112.81% |
| Buyback Yield / Dilution | 0.11% | 0.01% | 0.27% | 0.22% | -9.22% | -9.27% |
| Total Shareholder Return | 12.97% | 9.89% | 8.48% | 9.27% | 0.16% | -0.45% |