NASDAQ : KSPI
Joint Stock Company Kaspi.kz — Key statistics
Technology · Software - Infrastructure · Kazakhstan
Last price 91.27 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 17.34B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 17.76B |
| Enterprise Value | 16.90B |
Dates
| Measure | Value |
|---|
| Earnings Date | Nov 9, 2026 |
| Ex-Dividend Date | Sep 10, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | n/a |
| Shares Outstanding | 190.03M |
| Shares Change (YoY) | +0.08% |
| Shares Change (QoQ) | +0.05% |
| Owned by Insiders (%) | 44.90% |
| Owned by Institutions (%) | 47.12% |
| Float | 104.70M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 7.57 |
| Forward PE | 6.69 |
| PS Ratio | 1.95 |
| Forward PS | 1.61 |
| PB Ratio | 3.19 |
| P/TBV Ratio | 3.97 |
| P/FCF Ratio | 8.47 |
| P/OCF Ratio | 7.04 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 7.70 |
| EV / Sales | 1.86 |
| EV / EBITDA | 3.31 |
| EV / EBIT | 3.44 |
| EV / FCF | 8.06 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 6.52 |
| Quick Ratio | 6.10 |
| Debt / Equity | 0.22 |
| Debt / EBITDA | 0.24 |
| Debt / FCF | 0.59 |
| Interest Coverage | 2.29 |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 44.78% |
| Return on Assets (ROA) | 13.54% |
| Return on Invested Capital (ROIC) | 81.96% |
| Return on Capital Employed (ROCE) | 22.46% |
| Weighted Average Cost of Capital (WACC) | 13.77% |
| Revenue Per Employee | $652,326 |
| Profits Per Employee | $157,553 |
| Employee Count | 14,008 |
| Asset Turnover | 0.40 |
| Inventory Turnover | 12.19 |
Taxes
| Measure | Value |
|---|
| Income Tax | 591.95M |
| Effective Tax Rate | 21.21% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.18 |
| 52-Week Price Change | +25.02% |
| 50-Day Moving Average | 97.26 |
| 200-Day Moving Average | 86.55 |
| Relative Strength Index (RSI) | 49.55 |
| Average Volume (20 Days) | 443,066 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 747,475 |
| Short Previous Month | 825,779 |
| Short % of Shares Out | 0.73% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 1.55 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 9.14B |
| Gross Profit | 6.35B |
| Operating Income | 4.94B |
| Pretax Income | 2.79B |
| Net Income | 2.21B |
| EBITDA | 5.12B |
| EBIT | 4.94B |
| Earnings Per Share (EPS) | $12.34 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 2.10B |
| Total Debt | 1.25B |
| Net Cash | 854.29M |
| Net Cash Per Share | $4.50 |
| Equity (Book Value) | 5.63B |
| Book Value Per Share | 28.65 |
| Working Capital | 15.88B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 2.53B |
| Capital Expenditures | -427.93M |
| Depreciation & Amortization | 199.01M |
| Net Borrowing | 477.84M |
| Free Cash Flow | 2.11B |
| FCF Per Share | $11.09 |
Margins
| Measure | Value |
|---|
| Gross Margin | 69.44% |
| Operating Margin | 54.04% |
| Pretax Margin | 30.54% |
| Profit Margin | 24.15% |
| EBITDA Margin | 56.08% |
| EBIT Margin | 54.04% |
| FCF Margin | 21.51% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $8.88 |
| Dividend Yield | 9.50% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 2 |
| Payout Ratio | 45.90% |
| FCF Payout Ratio | 51.10% |
| Buyback Yield | -0.08% |
| Shareholder Yield | 9.38% |
| Earnings Yield | 13.21% |
| FCF Yield | 11.81% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $104.69 |
| Price Target Difference | 12.04% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 15.20% |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | 2.61 |
| Piotroski F-Score | 6 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |