NASDAQ : INBK

First Internet Bancorp — Key statistics

Financials · Banks - Regional · United States

Last price 25.445 USD (Oct 30, 2026, 2:20 PM EDT) · Market cap 222.23M

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Key statistics

Valuation

MeasureValue
Market Cap225.41M
Enterprise Value-63.85M

Dates

MeasureValue
Earnings DateOct 29, 2026
Ex-Dividend DateOct 1, 2026

Shares

MeasureValue
Current Share Class8.73M
Shares Outstanding8.73M
Shares Change (YoY)+0.88%
Shares Change (QoQ)+0.50%
Owned by Insiders (%)12.82%
Owned by Institutions (%)72.22%
Float7.51M

Ratios

MeasureValue
PE Ratio15.20
Forward PE5.95
PS Ratio1.93
Forward PS1.43
PB Ratio0.64
P/TBV Ratio0.64
P/FCF Ratio1.41
P/OCF Ratio1.40
PEG Ration/a

Evratios

MeasureValue
EV / Earningsn/a
EV / Salesn/a
EV / EBITDAn/a
EV / EBITn/a
EV / FCFn/a

Financialposition

MeasureValue
Current Ration/a
Quick Ration/a
Debt / Equity1.02
Debt / EBITDAn/a
Debt / FCF2.27
Interest Coveragen/a

Financialefficiency

MeasureValue
Return on Equity (ROE)4.24%
Return on Assets (ROA)0.26%
Return on Invested Capital (ROIC)n/a
Return on Capital Employed (ROCE)n/a
Weighted Average Cost of Capital (WACC)3.54%
Revenue Per Employee$328,296
Profits Per Employee$42,208
Employee Count355
Asset Turnovern/a
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax-1.06M
Effective Tax Raten/a

Stockprice

MeasureValue
Beta (5Y)0.91
52-Week Price Change+46.82%
50-Day Moving Average27.17
200-Day Moving Average24.75
Relative Strength Index (RSI)43.10
Average Volume (20 Days)36,513

Shortselling

MeasureValue
Short Interest172,238
Short Previous Month187,498
Short % of Shares Out1.97%
Short % of Float2.29%
Short Ratio (days to cover)4.26

Incomestatement

MeasureValue
Revenue116.55M
Gross Profit116.55M
Operating Income20.25M
Pretax Income13.93M
Net Income14.98M
EBITDAn/a
EBITn/a
Earnings Per Share (EPS)$1.70

Balancesheet

MeasureValue
Cash & Cash Equivalents652.27M
Total Debt363.01M
Net Cash289.27M
Net Cash Per Share$33.12
Equity (Book Value)354.41M
Book Value Per Share40.58
Working Capital-4.35B

Cashflow

MeasureValue
Operating Cash Flow160.62M
Capital Expenditures-714,000
Depreciation & Amortizationn/a
Net Borrowing-25.00M
Free Cash Flow159.91M
FCF Per Share$18.31

Margins

MeasureValue
Gross Marginn/a
Operating Margin17.37%
Pretax Margin11.95%
Profit Margin12.86%
EBITDA Marginn/a
EBIT Marginn/a
FCF Margin289.96%

Dividends

MeasureValue
Dividend Per Share$0.24
Dividend Yield0.93%
Dividend Growth (YoY)n/a
Years of Dividend Growthn/a
Payout Ratio14.13%
FCF Payout Ratio1.31%
Buyback Yield-0.88%
Shareholder Yield0.05%
Earnings Yield6.58%
FCF Yield70.94%

Analystforecasts

MeasureValue
Price Target$31.00
Price Target Difference20.11%
Analyst ConsensusHold
Analyst Count4
Revenue Growth Forecast (3Y)13.01%
EPS Growth Forecast (3Y)n/a

Stocksplits

MeasureValue
Last Split DateJun 24, 2013
Split TypeForward
Split Ratio1.5:1

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score4

Fairvalue

MeasureValue
Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside