NASDAQ : IBCP
Independent Bank Corporation — Key statistics
Financials · Banks - Regional · United States
Last price 37.1 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 819.22M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 807.52M |
| Enterprise Value | 668.88M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | Nov 3, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 22.08M |
| Shares Outstanding | 22.08M |
| Shares Change (YoY) | +0.86% |
| Shares Change (QoQ) | +7.40% |
| Owned by Insiders (%) | 2.62% |
| Owned by Institutions (%) | 83.30% |
| Float | 21.50M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 10.76 |
| Forward PE | 9.42 |
| PS Ratio | 3.34 |
| Forward PS | 3.54 |
| PB Ratio | 1.40 |
| P/TBV Ratio | 1.58 |
| P/FCF Ratio | 21.20 |
| P/OCF Ratio | 16.36 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 9.28 |
| EV / Sales | 2.77 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 17.56 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.08 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.15 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 13.50% |
| Return on Assets (ROA) | 1.23% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.81% |
| Revenue Per Employee | $292,623 |
| Profits Per Employee | $87,291 |
| Employee Count | 826 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 12.65M |
| Effective Tax Rate | 14.92% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +18.81% |
| 50-Day Moving Average | 36.28 |
| 200-Day Moving Average | 35.40 |
| Relative Strength Index (RSI) | 53.28 |
| Average Volume (20 Days) | 200,715 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 668,302 |
| Short Previous Month | 771,076 |
| Short % of Shares Out | 3.03% |
| Short % of Float | 3.11% |
| Short Ratio (days to cover) | 3.21 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 241.71M |
| Gross Profit | 241.71M |
| Operating Income | 93.94M |
| Pretax Income | 84.75M |
| Net Income | 72.10M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.40 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 182.56M |
| Total Debt | 43.92M |
| Net Cash | 138.64M |
| Net Cash Per Share | $6.28 |
| Equity (Book Value) | 577.30M |
| Book Value Per Share | 26.14 |
| Working Capital | -5.26B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 49.35M |
| Capital Expenditures | -11.26M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -15.00M |
| Free Cash Flow | 38.09M |
| FCF Per Share | $1.72 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 38.87% |
| Pretax Margin | 35.06% |
| Profit Margin | 29.83% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 16.51% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.12 |
| Dividend Yield | 3.06% |
| Dividend Growth (YoY) | 7.69% |
| Years of Dividend Growth | 11 |
| Payout Ratio | 32.95% |
| FCF Payout Ratio | 64.93% |
| Buyback Yield | -0.86% |
| Shareholder Yield | 2.21% |
| Earnings Yield | 9.30% |
| FCF Yield | 4.72% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $41.20 |
| Price Target Difference | 12.66% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 11.03% |
| EPS Growth Forecast (3Y) | 8.21% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Sep 1, 2010 |
| Split Type | Reverse |
| Split Ratio | 1:10 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |