NASDAQ : HUIZ
Huize Holding Limited — Financial statements
Financials · Insurance Brokers · China
Last price 2.25 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 22.74M
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Financial statements
Huize Holding Limited (HUIZ) reported revenue of 1.62B CNY (TTM). Five years of income statement, balance sheet, cash flow and ratios below.
Income statement
Fiscal year January - December; amounts in CNY.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Operating Revenue | 1.56B | 1.52B | 1.19B | 1.14B | 1.11B | 2.23B |
| Other Revenue | 66.41M | 58.69M | 55.09M | 51.02M | 49.26M | 12.76M |
| Revenue | 1.62B | 1.58B | 1.25B | 1.20B | 1.16B | 2.25B |
| Cost of Revenue | 1.18B | 1.15B | 855.50M | 729.07M | 706.01M | 1.69B |
| Gross Profit | 442.93M | 428.36M | 393.42M | 466.48M | 451.90M | 556.93M |
| Selling, General & Admin | 351.51M | 356.63M | 339.19M | 321.71M | 386.38M | 541.24M |
| Research & Development | 60.98M | 58.69M | 62.39M | 71.84M | 80.91M | 120.48M |
| Other Operating Expenses | 7.16M | 6.39M | 12.79M | 19.94M | 28.28M | 9.62M |
| Operating Expenses | 419.65M | 421.71M | 414.38M | 413.50M | 495.57M | 671.34M |
| Operating Income | 23.28M | 6.65M | -20.96M | 52.99M | -43.67M | -114.41M |
| Interest Expense | -5.06M | -3.21M | ||||
| Interest & Investment Income | 4.16M | 4.05M | 4.14M | 2.79M | ||
| Earnings From Equity Investments | 4.97M | -40.00K | 1.53M | 417.00K | -2.20M | 2.66M |
| Currency Exchange Gain (Loss) | 160.00K | -927.00K | -684.00K | -436.00K | -79.00K | -59.00K |
| Other Non Operating Income (Expenses) | 2.75M | 2.17M | 17.18M | 18.62M | 20.00M | 12.63M |
| EBT Excluding Unusual Items | 35.32M | 11.91M | 1.21M | 74.38M | -31.01M | -102.39M |
| Gain (Loss) on Sale of Investments | 794.00K | -328.00K | -511.00K | -1.66M | -2.22M | -5.33M |
| Gain (Loss) on Sale of Assets | -846.00K | -846.00K | -217.00K | -513.00K | ||
| Asset Writedown | -1.95M | |||||
| Pretax Income | 35.27M | 10.73M | 701.00K | 70.55M | -33.74M | -107.72M |
| Income Tax Expense | 11.79M | 7.19M | 135.00K | |||
| Earnings From Continuing Operations | 23.48M | 3.54M | 566.00K | 70.55M | -33.74M | -107.72M |
| Minority Interest in Earnings | 3.61M | 503.00K | -1.22M | -366.00K | 2.55M | 51.00K |
| Net Income | 27.09M | 4.04M | -649.00K | 70.19M | -31.19M | -107.67M |
| Net Income to Common | 27.09M | 4.04M | -649.00K | 70.19M | -31.19M | -107.67M |
| Shares Outstanding (Basic) | 10.12M | 10.09M | 9.97M | 10.01M | 10.22M | 10.22M |
| Shares Outstanding (Diluted) | 10.12M | 10.09M | 9.97M | 10.01M | 10.22M | 10.22M |
| EPS (Basic) | 2.68 | 0.40 | -0.07 | 7.01 | -3.05 | -10.54 |
| EPS (Diluted) | 2.68 | 0.40 | -0.07 | 7.01 | -3.05 | -11.00 |
| Free Cash Flow | 9.63M | -23.21M | 106.83M | -101.89M | -213.98M | |
| Free Cash Flow Per Share | 0.95 | -2.33 | 10.67 | -9.97 | -20.94 | |
| Gross Margin | 27.32% | 27.07% | 31.50% | 39.02% | 39.03% | 24.81% |
| Operating Margin | 1.44% | 0.42% | -1.68% | 4.43% | -3.77% | -5.10% |
| Profit Margin | 1.67% | 0.26% | -0.05% | 5.87% | -2.69% | -4.80% |
| Free Cash Flow Margin | 0.61% | -1.86% | 8.94% | -8.80% | -9.53% | |
| EBITDA | 38.29M | 20.48M | -9.50M | 66.63M | -25.25M | -106.99M |
| EBITDA Margin | 2.36% | 1.29% | -0.76% | 5.57% | -2.18% | -4.76% |
| D&A For EBITDA | 15.01M | 13.82M | 11.46M | 13.64M | 18.43M | 7.42M |
| EBIT | 23.28M | 6.65M | -20.96M | 52.99M | -43.67M | -114.41M |
| EBIT Margin | 1.44% | 0.42% | -1.68% | 4.43% | -3.77% | -5.10% |
| Effective Tax Rate | 33.43% | 67.03% | 19.26% | |||
| Revenue as Reported | 1.62B | 1.58B | 1.25B | 1.20B | 1.16B | 2.25B |
Balance sheet
Fiscal year January - December; amounts in CNY.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 241.40M | 250.83M | 233.21M | 249.26M | 277.17M | 381.16M |
| Short-Term Investments | 2.57M | 2.94M | 5.00M | 8.88M | ||
| Cash & Short-Term Investments | 243.97M | 253.76M | 238.21M | 258.14M | 277.17M | 381.16M |
| Accounts Receivable | 325.48M | 258.63M | 229.02M | 220.70M | 301.35M | 778.48M |
| Other Receivables | 5.11M | 28.19M | 23.33M | 29.17M | 9.38M | 3.85M |
| Receivables | 330.59M | 325.21M | 282.35M | 282.87M | 310.73M | 782.33M |
| Prepaid Expenses | 80.35M | 658.00K | 658.00K | |||
| Restricted Cash | 25.92M | 51.47M | 61.71M | 42.31M | 98.92M | 183.41M |
| Other Current Assets | 28.53M | 16.74M | 23.15M | 63.27M | 73.13M | |
| Total Current Assets | 680.83M | 658.98M | 599.01M | 606.46M | 750.74M | 1.42B |
| Property, Plant & Equipment | 50.03M | 57.59M | 67.80M | 170.05M | 200.70M | 296.28M |
| Long-Term Investments | 72.45M | 65.01M | 66.72M | 76.69M | 77.31M | 73.00M |
| Goodwill | 14.07M | 14.07M | 14.54M | 461.00K | 461.00K | 461.00K |
| Other Intangible Assets | 67.31M | 66.01M | 68.84M | 50.74M | 53.50M | 21.63M |
| Long-Term Accounts Receivable | 46.57M | 45.57M | 28.43M | 12.49M | 6.63M | |
| Long-Term Deferred Tax Assets | 605.00K | |||||
| Other Long-Term Assets | 30.94M | 30.92M | 30.11M | 30.11M | 279.00K | 44.80M |
| Total Assets | 962.19M | 938.17M | 884.20M | 947.01M | 1.09B | 1.86B |
| Accounts Payable | 270.18M | 206.27M | 218.10M | 220.48M | 271.18M | 697.73M |
| Accrued Expenses | 91.54M | 164.90M | 115.85M | 113.86M | 98.59M | 276.37M |
| Short-Term Debt | 57.73M | 53.00M | 50.00M | 30.00M | 130.00M | 170.00M |
| Current Portion of Long-Term Debt | 20.00M | 46.71M | ||||
| Current Portion of Leases | 16.91M | 17.27M | 16.74M | 16.95M | 10.07M | 14.89M |
| Current Income Taxes Payable | 13.97M | 7.95M | 2.58M | 2.44M | 2.44M | 2.44M |
| Current Unearned Revenue | 4.16M | 6.43M | 7.24M | |||
| Other Current Liabilities | 23.91M | 9.28M | 12.08M | 7.15M | 20.35M | 6.87M |
| Total Current Liabilities | 474.25M | 458.67M | 415.35M | 395.04M | 559.07M | 1.22B |
| Long-Term Debt | 6.99M | 20.00M | ||||
| Long-Term Leases | 6.81M | 14.97M | 24.08M | 129.30M | 176.03M | 249.18M |
| Long-Term Deferred Tax Liabilities | 14.32M | 14.38M | 14.88M | 12.05M | 12.49M | 4.89M |
| Other Long-Term Liabilities | 17.74M | 11.32M | 649.00K | 200.00K | 225.00K | |
| Total Liabilities | 513.12M | 506.32M | 454.95M | 536.59M | 747.59M | 1.50B |
| Common Stock | 73.00K | 73.00K | 73.00K | 72.00K | 72.00K | 72.00K |
| Additional Paid-In Capital | 911.05M | 910.21M | 909.93M | 905.96M | 904.93M | 896.77M |
| Retained Earnings | -429.51M | -454.85M | -458.89M | -458.24M | -531.13M | -499.94M |
| Treasury Stock | -29.51M | -29.51M | -29.51M | -28.58M | -15.31M | -9.54M |
| Comprehensive Income & Other | -18.55M | -14.70M | -12.86M | -14.06M | -17.70M | -27.30M |
| Total Common Equity | 433.55M | 411.23M | 408.74M | 405.15M | 340.88M | 360.06M |
| Minority Interest | 15.52M | 20.62M | 20.50M | 5.26M | 1.15M | 849.00K |
| Shareholders' Equity | 449.07M | 431.85M | 429.24M | 410.42M | 342.02M | 360.91M |
| Total Liabilities & Equity | 962.19M | 938.17M | 884.20M | 947.01M | 1.09B | 1.86B |
| Total Debt | 81.45M | 92.23M | 90.83M | 176.25M | 336.11M | 500.78M |
| Net Cash (Debt) | 162.51M | 161.53M | 147.38M | 81.89M | -58.94M | -119.62M |
| Net Cash Per Share | 16.06 | 16.01 | 14.78 | 8.18 | -5.77 | -11.71 |
| Filing Date Shares Outstanding | 10.14M | 10.11M | 10.09M | 9.92M | 10.23M | 10.37M |
| Total Common Shares Outstanding | 10.14M | 10.11M | 9.95M | 9.95M | 10.24M | 10.37M |
| Working Capital | 206.57M | 200.32M | 183.66M | 211.42M | 191.67M | 198.44M |
| Book Value Per Share | 42.74 | 40.69 | 41.09 | 40.74 | 33.30 | 34.73 |
| Tangible Book Value | 352.16M | 331.14M | 325.36M | 353.95M | 286.92M | 337.98M |
| Tangible Book Value Per Share | 34.72 | 32.77 | 32.71 | 35.59 | 28.03 | 32.60 |
| Buildings | 25.71M | 25.71M | 25.71M | |||
| Machinery | 37.61M | 40.91M | 41.34M | 40.22M | 44.24M | |
| Leasehold Improvements | 31.73M | 29.16M | 29.11M | 28.12M | 27.24M |
Cash flow statement
Fiscal year January - December; amounts in CNY.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | 4.04M | -649.00K | 70.19M | -31.19M | -107.67M | |
| Depreciation & Amortization | 23.03M | 36.27M | 39.32M | 46.22M | 40.37M | |
| Other Amortization | 79.00K | 3.12M | 7.89M | 7.80M | ||
| Loss (Gain) From Sale of Assets | 6.29M | -266.00K | -532.00K | 844.00K | -194.00K | |
| Asset Writedown & Restructuring Costs | 1.95M | |||||
| Loss (Gain) on Equity Investments | 40.00K | -1.53M | -417.00K | 2.20M | -2.66M | |
| Stock-Based Compensation | 18.52M | 9.02M | 463.00K | 8.16M | 11.36M | |
| Provision & Write-off of Bad Debts | 5.09M | 682.00K | 1.57M | 2.42M | 1.45M | |
| Other Operating Activities | -2.88M | -13.62M | -5.50M | -2.74M | 8.54M | |
| Change in Accounts Receivable | -51.73M | -26.10M | 77.44M | 474.48M | -545.46M | |
| Change in Accounts Payable | -7.10M | -10.05M | -50.66M | -428.58M | 452.55M | |
| Change in Unearned Revenue | -2.73M | -1.31M | -3.20M | 7.24M | ||
| Change in Income Taxes | 5.38M | 135.00K | ||||
| Change in Other Net Operating Assets | 17.19M | -10.16M | 1.72M | -161.56M | -49.23M | |
| Operating Cash Flow | 17.88M | -18.93M | 137.35M | -85.07M | -175.92M | |
| Capital Expenditures | -8.25M | -4.28M | -30.52M | -16.82M | -38.06M | |
| Sale of Property, Plant & Equipment | 426.00K | 955.00K | 1.05M | 980.00K | ||
| Cash Acquisitions | -560.00K | -8.05M | -2.44M | -25.96M | -14.29M | |
| Divestitures | 1.65M | 3.64M | ||||
| Investment in Securities | 204.00K | 14.80M | -9.09M | -9.30M | -29.79M | |
| Other Investing Activities | -3.32M | 19.25M | 1.44M | 17.11M | 241.00K | |
| Investing Cash Flow | -11.92M | -3.24M | -61.02M | -56.29M | -80.93M | |
| Long-Term Debt Issued | 119.99M | 50.00M | 37.00M | 270.20M | 184.00M | |
| Long-Term Debt Repaid | -110.00M | -30.41M | -161.47M | -367.52M | -40.50M | |
| Net Debt Issued (Repaid) | 9.99M | 19.59M | -124.47M | -97.32M | 143.50M | |
| Issuance of Common Stock | 279.00K | 560.00K | 497.00K | |||
| Repurchase of Common Stock | -77.00K | -13.39M | -6.66M | -3.00M | ||
| Other Financing Activities | -6.15M | 3.70M | 3.75M | 2.85M | 900.00K | |
| Financing Cash Flow | 4.12M | 23.21M | -133.56M | -101.13M | 141.89M | |
| Foreign Exchange Rate Adjustments | -3.06M | 2.15M | 2.91M | 9.59M | -5.01M | |
| Net Cash Flow | 7.01M | 3.20M | -54.31M | -232.90M | -119.96M | |
| Free Cash Flow | 9.63M | -23.21M | 106.83M | -101.89M | -213.98M | |
| Free Cash Flow Margin | 0.61% | -1.86% | 8.94% | -8.80% | -9.53% | |
| Free Cash Flow Per Share | 0.95 | -2.33 | 10.67 | -9.97 | -20.94 | |
| Levered Free Cash Flow | 32.83M | 16.02M | 121.50M | -8.46M | -9.46M | |
| Unlevered Free Cash Flow | 32.83M | 16.02M | 121.50M | -5.30M | -7.46M | |
| Cash Interest Paid | 2.00M | 1.87M | 4.47M | 10.61M | 7.81M | |
| Cash Income Tax Paid | 950.00K | |||||
| Change in Working Capital | -36.26M | -48.91M | 27.19M | -118.87M | -134.90M |
Ratios
Fiscal year January - December; amounts in CNY.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 22.74M | 28.35M | 32.04M | 46.05M | 71.54M | 74.30M |
| Enterprise Value | -1.19M | 10.09M | 22.05M | 32.71M | 84.01M | 83.54M |
| Last Close Price | 2.25 | 2.81 | 3.23 | 4.50 | 6.90 | 7.15 |
| PE Ratio | 5.71 | 49.07 | 4.65 | |||
| Forward PE | 6.78 | 4.44 | 7.80 | 6.14 | 6.53 | 7.82 |
| PS Ratio | 0.10 | 0.12 | 0.19 | 0.27 | 0.43 | 0.21 |
| PB Ratio | 0.36 | 0.46 | 0.55 | 0.80 | 1.44 | 1.31 |
| P/TBV Ratio | 0.44 | 0.60 | 0.72 | 0.92 | 1.72 | 1.40 |
| P/FCF Ratio | 15.73 | 20.59 | 3.06 | |||
| P/OCF Ratio | 11.09 | 2.38 | ||||
| PEG Ratio | 0.81 | 0.81 | ||||
| EV/Sales Ratio | 0.04 | 0.13 | 0.19 | 0.50 | 0.24 | |
| EV/EBITDA Ratio | 3.45 | 3.48 | ||||
| EV/EBIT Ratio | 10.61 | 4.38 | ||||
| EV/FCF Ratio | 7.33 | 2.17 | ||||
| Debt / Equity Ratio | 0.18 | 0.21 | 0.21 | 0.43 | 0.98 | 1.39 |
| Debt / EBITDA Ratio | 1.69 | 2.39 | 3.63 | 1.69 | 21.07 | |
| Debt / FCF Ratio | 9.58 | 1.65 | ||||
| Net Debt / Equity Ratio | -0.36 | -0.37 | -0.34 | -0.20 | 0.17 | 0.33 |
| Net Debt / EBITDA Ratio | -4.24 | -7.89 | 15.52 | -1.23 | -2.33 | -1.12 |
| Net Debt / FCF Ratio | -16.77 | 6.35 | -0.77 | -0.58 | -0.56 | |
| Asset Turnover | 1.74 | 1.74 | 1.36 | 1.17 | 0.79 | 1.41 |
| Quick Ratio | 1.21 | 1.18 | 1.18 | 1.29 | 1.05 | 0.95 |
| Current Ratio | 1.44 | 1.44 | 1.44 | 1.53 | 1.34 | 1.16 |
| Return on Equity (ROE) | 5.34% | 0.82% | 0.14% | 18.75% | -9.60% | -25.97% |
| Return on Assets (ROA) | 1.56% | 0.46% | -1.43% | 3.25% | -1.85% | -4.48% |
| Return on Invested Capital (ROIC) | 5.41% | 0.80% | -5.54% | 14.53% | -9.91% | -25.57% |
| Return on Capital Employed (ROCE) | 4.80% | 1.40% | -4.50% | 9.60% | -8.20% | -18.00% |
| Earnings Yield | 17.52% | 2.04% | -0.28% | 21.50% | -6.32% | -22.81% |
| FCF Yield | 6.36% | 4.86% | -9.93% | 32.71% | -20.65% | -45.34% |
| Buyback Yield / Dilution | -0.62% | -1.20% | 0.38% | 2.06% | -0.01% | -6.02% |