NASDAQ : FUNC
First United Corporation — Key statistics
Financials · Banks - Regional · United States
Last price 46.02 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 297.51M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 301.39M |
| Enterprise Value | 291.21M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 19, 2026 |
| Ex-Dividend Date | Oct 19, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 6.46M |
| Shares Outstanding | 6.46M |
| Shares Change (YoY) | -0.18% |
| Shares Change (QoQ) | +0.06% |
| Owned by Insiders (%) | 7.81% |
| Owned by Institutions (%) | 49.36% |
| Float | 5.94M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 11.95 |
| Forward PE | 9.67 |
| PS Ratio | 3.29 |
| Forward PS | 2.95 |
| PB Ratio | 1.41 |
| P/TBV Ratio | 1.49 |
| P/FCF Ratio | 11.60 |
| P/OCF Ratio | 10.00 |
| PEG Ratio | 1.93 |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 11.52 |
| EV / Sales | 3.18 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.21 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.30 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.49 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 12.24% |
| Return on Assets (ROA) | 1.23% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.82% |
| Revenue Per Employee | $266,741 |
| Profits Per Employee | $73,726 |
| Employee Count | 343 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 8.06M |
| Effective Tax Rate | 24.17% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.51 |
| 52-Week Price Change | +35.01% |
| 50-Day Moving Average | 43.96 |
| 200-Day Moving Average | 40.80 |
| Relative Strength Index (RSI) | 62.80 |
| Average Volume (20 Days) | 34,463 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 78,698 |
| Short Previous Month | 88,234 |
| Short % of Shares Out | 1.22% |
| Short % of Float | 1.32% |
| Short Ratio (days to cover) | 2.03 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 91.49M |
| Gross Profit | 91.49M |
| Operating Income | 36.51M |
| Pretax Income | 33.35M |
| Net Income | 25.29M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.90 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 74.87M |
| Total Debt | 64.69M |
| Net Cash | 10.18M |
| Net Cash Per Share | $1.57 |
| Equity (Book Value) | 213.99M |
| Book Value Per Share | 33.10 |
| Working Capital | -1.73B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 30.14M |
| Capital Expenditures | -4.15M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -71.72M |
| Free Cash Flow | 25.99M |
| FCF Per Share | $4.02 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 39.90% |
| Pretax Margin | 36.45% |
| Profit Margin | 27.64% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.74% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.12 |
| Dividend Yield | 2.40% |
| Dividend Growth (YoY) | 15.22% |
| Years of Dividend Growth | 8 |
| Payout Ratio | 28.72% |
| FCF Payout Ratio | 27.86% |
| Buyback Yield | 0.18% |
| Shareholder Yield | 2.58% |
| Earnings Yield | 8.36% |
| FCF Yield | 8.62% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $50.00 |
| Price Target Difference | 7.25% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | 7.30% |
| EPS Growth Forecast (3Y) | 9.38% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Mar 13, 1996 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |