NASDAQ : FNWD

Finward Bancorp — Key statistics

Financials · Banks - Regional · United States

Last price 43.9 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 190.13M

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Key statistics

Valuation

MeasureValue
Market Cap192.49M
Enterprise Value159.68M

Dates

MeasureValue
Earnings DateOct 27, 2026
Ex-Dividend DateSep 18, 2026

Shares

MeasureValue
Current Share Class4.33M
Shares Outstanding4.33M
Shares Change (YoY)+0.55%
Shares Change (QoQ)+0.15%
Owned by Insiders (%)12.77%
Owned by Institutions (%)38.53%
Float3.38M

Ratios

MeasureValue
PE Ratio24.97
Forward PE14.59
PS Ratio2.69
Forward PS2.36
PB Ratio1.19
P/TBV Ratio1.39
P/FCF Ratio11.33
P/OCF Ratio10.84
PEG Ration/a

Evratios

MeasureValue
EV / Earnings20.15
EV / Sales2.22
EV / EBITDAn/a
EV / EBITn/a
EV / FCF9.35

Financialposition

MeasureValue
Current Ration/a
Quick Ration/a
Debt / Equity0.38
Debt / EBITDAn/a
Debt / FCF3.62
Interest Coveragen/a

Financialefficiency

MeasureValue
Return on Equity (ROE)4.75%
Return on Assets (ROA)0.38%
Return on Invested Capital (ROIC)n/a
Return on Capital Employed (ROCE)n/a
Weighted Average Cost of Capital (WACC)3.95%
Revenue Per Employee$219,557
Profits Per Employee$24,151
Employee Count318
Asset Turnovern/a
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax750,000
Effective Tax Rate8.90%

Stockprice

MeasureValue
Beta (5Y)0.18
52-Week Price Change+23.22%
50-Day Moving Average42.67
200-Day Moving Average38.12
Relative Strength Index (RSI)56.10
Average Volume (20 Days)11,593

Shortselling

MeasureValue
Short Interest112,553
Short Previous Month112,017
Short % of Shares Out2.60%
Short % of Float3.33%
Short Ratio (days to cover)11.11

Incomestatement

MeasureValue
Revenue69.82M
Gross Profit69.82M
Operating Income9.96M
Pretax Income8.43M
Net Income7.68M
EBITDAn/a
EBITn/a
Earnings Per Share (EPS)$1.78

Balancesheet

MeasureValue
Cash & Cash Equivalents92.66M
Total Debt59.85M
Net Cash32.81M
Net Cash Per Share$7.58
Equity (Book Value)157.84M
Book Value Per Share36.45
Working Capital-1.72B

Cashflow

MeasureValue
Operating Cash Flow17.31M
Capital Expenditures-761,000
Depreciation & Amortizationn/a
Net Borrowing-18.03M
Free Cash Flow16.55M
FCF Per Share$3.82

Margins

MeasureValue
Gross Marginn/a
Operating Margin14.26%
Pretax Margin12.07%
Profit Margin11.00%
EBITDA Marginn/a
EBIT Marginn/a
FCF Margin23.98%

Dividends

MeasureValue
Dividend Per Share$0.48
Dividend Yield1.07%
Dividend Growth (YoY)n/a
Years of Dividend Growthn/a
Payout Ratio26.97%
FCF Payout Ratio12.56%
Buyback Yield-0.55%
Shareholder Yield0.56%
Earnings Yield4.00%
FCF Yield8.82%

Analystforecasts

MeasureValue
Price Targetn/a
Price Target Differencen/a
Analyst Consensusn/a
Analyst Countn/a
Revenue Growth Forecast (3Y)n/a
EPS Growth Forecast (3Y)n/a

Stocksplits

MeasureValue
Last Split DateMar 22, 1999
Split TypeForward
Split Ratio2:1

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score4

Fairvalue

MeasureValue
Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside