NASDAQ : CZWI
Citizens Community Bancorp, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 23.43 USD (Oct 30, 2026, 4:00 PM EST) · Market cap 224.44M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 224.44M |
| Enterprise Value | 180.92M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 26, 2026 |
| Ex-Dividend Date | Nov 6, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 9.58M |
| Shares Outstanding | 9.58M |
| Shares Change (YoY) | -3.32% |
| Shares Change (QoQ) | -0.10% |
| Owned by Insiders (%) | 13.47% |
| Owned by Institutions (%) | 61.99% |
| Float | 7.80M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 15.59 |
| Forward PE | 10.72 |
| PS Ratio | 3.74 |
| Forward PS | 3.09 |
| PB Ratio | 1.18 |
| P/TBV Ratio | 1.41 |
| P/FCF Ratio | 11.60 |
| P/OCF Ratio | 10.03 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 12.45 |
| EV / Sales | 3.02 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.35 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.27 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.68 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 7.70% |
| Return on Assets (ROA) | 0.83% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.71% |
| Revenue Per Employee | $251,891 |
| Profits Per Employee | $61,067 |
| Employee Count | 238 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 2.83M |
| Effective Tax Rate | 16.31% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.51 |
| 52-Week Price Change | +49.24% |
| 50-Day Moving Average | 21.55 |
| 200-Day Moving Average | 20.69 |
| Relative Strength Index (RSI) | 71.52 |
| Average Volume (20 Days) | 34,383 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 126,398 |
| Short Previous Month | 143,312 |
| Short % of Shares Out | 1.32% |
| Short % of Float | 1.62% |
| Short Ratio (days to cover) | 3.20 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 59.95M |
| Gross Profit | 59.95M |
| Operating Income | 19.22M |
| Pretax Income | 17.37M |
| Net Income | 14.53M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.50 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 95.44M |
| Total Debt | 51.93M |
| Net Cash | 43.52M |
| Net Cash Per Share | $4.54 |
| Equity (Book Value) | 190.74M |
| Book Value Per Share | 19.91 |
| Working Capital | -1.43B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 22.38M |
| Capital Expenditures | -3.03M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -10.01M |
| Free Cash Flow | 19.35M |
| FCF Per Share | $2.02 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 32.06% |
| Pretax Margin | 28.97% |
| Profit Margin | 24.24% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 33.19% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.48 |
| Dividend Yield | 2.05% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 6 |
| Payout Ratio | 28.95% |
| FCF Payout Ratio | 21.54% |
| Buyback Yield | 3.32% |
| Shareholder Yield | 5.37% |
| Earnings Yield | 6.41% |
| FCF Yield | 8.62% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $23.75 |
| Price Target Difference | 1.37% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | 7.49% |
| EPS Growth Forecast (3Y) | 18.99% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Nov 1, 2006 |
| Split Type | Forward |
| Split Ratio | 1.91067:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |