NASDAQ : CPSS
Consumer Portfolio Services, Inc. — Key statistics
Financials · Credit Services · United States
Last price 10.13 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 218.35M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 221.35M |
| Enterprise Value | 4.65B |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 21.85M |
| Shares Outstanding | 21.85M |
| Shares Change (YoY) | -2.82% |
| Shares Change (QoQ) | -0.70% |
| Owned by Insiders (%) | 36.74% |
| Owned by Institutions (%) | 21.74% |
| Float | 8.69M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 10.03 |
| Forward PE | n/a |
| PS Ratio | 0.99 |
| Forward PS | n/a |
| PB Ratio | 0.68 |
| P/TBV Ratio | 0.68 |
| P/FCF Ratio | 0.63 |
| P/OCF Ratio | 0.63 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 195.99 |
| EV / Sales | 20.76 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.30 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 4.14 |
| Quick Ratio | 3.99 |
| Debt / Equity | 13.65 |
| Debt / EBITDA | n/a |
| Debt / FCF | 12.68 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 7.50% |
| Return on Assets (ROA) | 0.55% |
| Return on Invested Capital (ROIC) | 0.52% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 0.50% |
| Revenue Per Employee | $221,624 |
| Profits Per Employee | $23,472 |
| Employee Count | 1,010 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 10.65M |
| Effective Tax Rate | 31.00% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 1.14 |
| 52-Week Price Change | +30.54% |
| 50-Day Moving Average | 9.33 |
| 200-Day Moving Average | 9.03 |
| Relative Strength Index (RSI) | 63.43 |
| Average Volume (20 Days) | 27,667 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 171,763 |
| Short Previous Month | 162,007 |
| Short % of Shares Out | 0.79% |
| Short % of Float | 1.98% |
| Short Ratio (days to cover) | 5.91 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 223.84M |
| Gross Profit | 223.84M |
| Operating Income | 34.36M |
| Pretax Income | 34.36M |
| Net Income | 23.71M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.01 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 5.15M |
| Total Debt | 4.43B |
| Net Cash | -4.43B |
| Net Cash Per Share | -$202.52 |
| Equity (Book Value) | 324.49M |
| Book Value Per Share | 14.82 |
| Working Capital | 3.64B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 350.54M |
| Capital Expenditures | -1.08M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 614.89M |
| Free Cash Flow | 349.46M |
| FCF Per Share | $15.99 |
Margins
| Measure | Value |
|---|
| Gross Margin | 100.00% |
| Operating Margin | 15.35% |
| Pretax Margin | 15.35% |
| Profit Margin | 10.59% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 165.02% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 2.82% |
| Shareholder Yield | 2.82% |
| Earnings Yield | 9.97% |
| FCF Yield | 157.88% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Mar 15, 1996 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |