NASDAQ : CIVB
Civista Bancshares, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 28.23 USD (Oct 30, 2026, 4:00 PM EST) · Market cap 584.70M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 598.37M |
| Enterprise Value | 757.46M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Nov 3, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 20.71M |
| Shares Outstanding | 20.71M |
| Shares Change (YoY) | +26.61% |
| Shares Change (QoQ) | -0.05% |
| Owned by Insiders (%) | 2.41% |
| Owned by Institutions (%) | 66.92% |
| Float | 20.20M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 10.34 |
| Forward PE | 9.86 |
| PS Ratio | 3.18 |
| Forward PS | 2.99 |
| PB Ratio | 1.06 |
| P/TBV Ratio | 1.45 |
| P/FCF Ratio | 10.60 |
| P/OCF Ratio | 10.30 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 13.14 |
| EV / Sales | 4.03 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.42 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.42 |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.09 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 10.95% |
| Return on Assets (ROA) | 1.37% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.65% |
| Revenue Per Employee | $340,455 |
| Profits Per Employee | $104,464 |
| Employee Count | 550 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 12.15M |
| Effective Tax Rate | 17.42% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.65 |
| 52-Week Price Change | +33.54% |
| 50-Day Moving Average | 27.24 |
| 200-Day Moving Average | 25.88 |
| Relative Strength Index (RSI) | 67.92 |
| Average Volume (20 Days) | 114,491 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 726,715 |
| Short Previous Month | 736,245 |
| Short % of Shares Out | 3.51% |
| Short % of Float | 3.60% |
| Short Ratio (days to cover) | 5.80 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 187.25M |
| Gross Profit | 187.25M |
| Operating Income | 73.85M |
| Pretax Income | 69.74M |
| Net Income | 57.46M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.79 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 70.88M |
| Total Debt | 229.97M |
| Net Cash | -159.09M |
| Net Cash Per Share | -$7.68 |
| Equity (Book Value) | 552.74M |
| Book Value Per Share | 26.69 |
| Working Capital | -3.57B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 57.87M |
| Capital Expenditures | -1.61M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -312.80M |
| Free Cash Flow | 56.25M |
| FCF Per Share | $2.72 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 39.44% |
| Pretax Margin | 37.25% |
| Profit Margin | 30.76% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.67% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.72 |
| Dividend Yield | 2.49% |
| Dividend Growth (YoY) | 5.88% |
| Years of Dividend Growth | 14 |
| Payout Ratio | 25.78% |
| FCF Payout Ratio | 26.51% |
| Buyback Yield | -26.61% |
| Shareholder Yield | -24.10% |
| Earnings Yield | 9.67% |
| FCF Yield | 9.44% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $31.17 |
| Price Target Difference | 7.89% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 6.76% |
| EPS Growth Forecast (3Y) | 3.71% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Jun 5, 1996 |
| Split Type | Forward |
| Split Ratio | 4:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |