NASDAQ : CHYM
Chime Financial, Inc. — Key statistics
Technology · Software - Application · United States
Last price 28.87 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 10.93B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 10.80B |
| Enterprise Value | 9.82B |
Dates
| Measure | Value |
|---|
| Earnings Date | Nov 4, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 347.02M |
| Shares Outstanding | 378.59M |
| Shares Change (YoY) | +368.14% |
| Shares Change (QoQ) | -1.76% |
| Owned by Insiders (%) | 9.84% |
| Owned by Institutions (%) | 52.54% |
| Float | 242.13M |
Ratios
| Measure | Value |
|---|
| PE Ratio | n/a |
| Forward PE | 42.65 |
| PS Ratio | 4.39 |
| Forward PS | 3.52 |
| PB Ratio | 7.53 |
| P/TBV Ratio | 7.83 |
| P/FCF Ratio | 34.53 |
| P/OCF Ratio | 31.24 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | n/a |
| EV / Sales | 3.99 |
| EV / EBITDA | 25.52 |
| EV / EBIT | 26.22 |
| EV / FCF | 31.39 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 4.62 |
| Quick Ratio | 3.74 |
| Debt / Equity | 0.13 |
| Debt / EBITDA | 0.44 |
| Debt / FCF | 0.58 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | -1.28% |
| Return on Assets (ROA) | 11.98% |
| Return on Invested Capital (ROIC) | 15.06% |
| Return on Capital Employed (ROCE) | 23.22% |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | $1.62M |
| Profits Per Employee | -$11,977 |
| Employee Count | 1,519 |
| Asset Turnover | 1.26 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 994,000 |
| Effective Tax Rate | n/a |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | n/a |
| 52-Week Price Change | +66.45% |
| 50-Day Moving Average | 30.19 |
| 200-Day Moving Average | 23.79 |
| Relative Strength Index (RSI) | 46.02 |
| Average Volume (20 Days) | 3,337,889 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 25.18M |
| Short Previous Month | 25.93M |
| Short % of Shares Out | 6.65% |
| Short % of Float | 10.40% |
| Short Ratio (days to cover) | 4.08 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 2.46B |
| Gross Profit | 2.18B |
| Operating Income | 373.73M |
| Pretax Income | -17.20M |
| Net Income | -18.19M |
| EBITDA | 383.88M |
| EBIT | 373.73M |
| Loss Per Share | -$0.05 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 1.16B |
| Total Debt | 180.88M |
| Net Cash | 979.94M |
| Net Cash Per Share | $2.59 |
| Equity (Book Value) | 1.40B |
| Book Value Per Share | 3.71 |
| Working Capital | 1.40B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 344.99M |
| Capital Expenditures | -32.82M |
| Depreciation & Amortization | 10.15M |
| Net Borrowing | 50.00M |
| Free Cash Flow | 312.18M |
| FCF Per Share | $0.82 |
Margins
| Measure | Value |
|---|
| Gross Margin | 88.71% |
| Operating Margin | 15.21% |
| Pretax Margin | -0.70% |
| Profit Margin | -0.74% |
| EBITDA Margin | 15.62% |
| EBIT Margin | 15.21% |
| FCF Margin | 12.71% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -368.14% |
| Shareholder Yield | -368.14% |
| Earnings Yield | -0.19% |
| FCF Yield | 2.90% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $39.55 |
| Price Target Difference | 38.63% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 24 |
| Revenue Growth Forecast (3Y) | 22.11% |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | 9.1 |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |