NASDAQ : CHMG

Chemung Financial Corporation — Key statistics

Financials · Banks - Regional · United States

Last price 87.6 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 423.98M

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Key statistics

Valuation

MeasureValue
Market Cap424.52M
Enterprise Value490.80M

Dates

MeasureValue
Earnings DateOct 22, 2026
Ex-Dividend DateSep 17, 2026

Shares

MeasureValue
Current Share Class4.84M
Shares Outstanding4.84M
Shares Change (YoY)+0.73%
Shares Change (QoQ)+1.44%
Owned by Insiders (%)19.96%
Owned by Institutions (%)50.97%
Float3.23M

Ratios

MeasureValue
PE Ratio11.01
Forward PE10.52
PS Ratio3.37
Forward PS3.15
PB Ratio1.53
P/TBV Ratio1.66
P/FCF Ratio9.20
P/OCF Ratio8.91
PEG Ration/a

Evratios

MeasureValue
EV / Earnings12.58
EV / Sales3.91
EV / EBITDAn/a
EV / EBITn/a
EV / FCF10.66

Financialposition

MeasureValue
Current Ration/a
Quick Ration/a
Debt / Equity0.51
Debt / EBITDAn/a
Debt / FCF3.04
Interest Coveragen/a

Financialefficiency

MeasureValue
Return on Equity (ROE)14.82%
Return on Assets (ROA)1.39%
Return on Invested Capital (ROIC)n/a
Return on Capital Employed (ROCE)n/a
Weighted Average Cost of Capital (WACC)5.64%
Revenue Per Employee$355,974
Profits Per Employee$110,509
Employee Count348
Asset Turnovern/a
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax12.18M
Effective Tax Rate24.05%

Stockprice

MeasureValue
Beta (5Y)0.59
52-Week Price Change+74.66%
50-Day Moving Average82.64
200-Day Moving Average70.63
Relative Strength Index (RSI)70.64
Average Volume (20 Days)67,901

Shortselling

MeasureValue
Short Interest181,963
Short Previous Month151,479
Short % of Shares Out3.76%
Short % of Float5.63%
Short Ratio (days to cover)2.27

Incomestatement

MeasureValue
Revenue123.88M
Gross Profit123.88M
Operating Income51.88M
Pretax Income50.63M
Net Income38.46M
EBITDAn/a
EBITn/a
Earnings Per Share (EPS)$7.97

Balancesheet

MeasureValue
Cash & Cash Equivalents71.84M
Total Debt138.12M
Net Cash-66.29M
Net Cash Per Share-$13.70
Equity (Book Value)273.51M
Book Value Per Share56.51
Working Capital-2.27B

Cashflow

MeasureValue
Operating Cash Flow46.85M
Capital Expenditures-1.46M
Depreciation & Amortizationn/a
Net Borrowing34.24M
Free Cash Flow45.39M
FCF Per Share$9.38

Margins

MeasureValue
Gross Marginn/a
Operating Margin41.88%
Pretax Margin40.87%
Profit Margin31.04%
EBITDA Marginn/a
EBIT Marginn/a
FCF Margin38.79%

Dividends

MeasureValue
Dividend Per Share$1.44
Dividend Yield1.63%
Dividend Growth (YoY)6.98%
Years of Dividend Growth1
Payout Ratio17.32%
FCF Payout Ratio14.71%
Buyback Yield-0.73%
Shareholder Yield0.94%
Earnings Yield9.08%
FCF Yield10.87%

Analystforecasts

MeasureValue
Price Target$92.35
Price Target Difference5.29%
Analyst ConsensusBuy
Analyst Count5
Revenue Growth Forecast (3Y)14.38%
EPS Growth Forecast (3Y)15.30%

Stocksplits

MeasureValue
Last Split DateJun 3, 1998
Split TypeForward
Split Ratio2:1

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score4

Fairvalue

MeasureValue
Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside