NASDAQ : CFFI
C&F Financial Corporation — Key statistics
Financials · Banks - Regional · United States
Last price 109.7 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 356.65M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 356.65M |
| Enterprise Value | 448.77M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 26, 2026 |
| Ex-Dividend Date | Sep 15, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 3.25M |
| Shares Outstanding | 3.25M |
| Shares Change (YoY) | +0.40% |
| Shares Change (QoQ) | -0.02% |
| Owned by Insiders (%) | 6.90% |
| Owned by Institutions (%) | 41.60% |
| Float | 3.03M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 11.76 |
| Forward PE | 10.86 |
| PS Ratio | 2.57 |
| Forward PS | 2.09 |
| PB Ratio | 1.33 |
| P/TBV Ratio | 1.47 |
| P/FCF Ratio | 9.25 |
| P/OCF Ratio | 8.34 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 14.82 |
| EV / Sales | 3.24 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.64 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.51 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.58 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 11.62% |
| Return on Assets (ROA) | 1.10% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.40% |
| Revenue Per Employee | $241,163 |
| Profits Per Employee | $52,671 |
| Employee Count | 575 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 7.09M |
| Effective Tax Rate | 18.92% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.34 |
| 52-Week Price Change | +58.16% |
| 50-Day Moving Average | 97.93 |
| 200-Day Moving Average | 82.11 |
| Relative Strength Index (RSI) | 68.54 |
| Average Volume (20 Days) | 67,529 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 67,036 |
| Short Previous Month | 48,876 |
| Short % of Shares Out | 2.06% |
| Short % of Float | 2.21% |
| Short Ratio (days to cover) | 0.63 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 138.67M |
| Gross Profit | 138.67M |
| Operating Income | 37.49M |
| Pretax Income | 37.49M |
| Net Income | 30.29M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $9.33 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 45.98M |
| Total Debt | 138.10M |
| Net Cash | -92.12M |
| Net Cash Per Share | -$28.33 |
| Equity (Book Value) | 269.32M |
| Book Value Per Share | 82.66 |
| Working Capital | -2.28B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 42.79M |
| Capital Expenditures | -4.23M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 1.35M |
| Free Cash Flow | 38.56M |
| FCF Per Share | $11.86 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 27.03% |
| Pretax Margin | 27.03% |
| Profit Margin | 21.84% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.29% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.92 |
| Dividend Yield | 1.75% |
| Dividend Growth (YoY) | 4.40% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 20.59% |
| FCF Payout Ratio | 16.19% |
| Buyback Yield | -0.40% |
| Shareholder Yield | 1.35% |
| Earnings Yield | 8.50% |
| FCF Yield | 10.81% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Jul 21, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |