NASDAQ : CACC
Credit Acceptance Corporation — Key statistics
Financials · Credit Services · United States
Last price 575.78 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 5.98B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 4.71B |
| Enterprise Value | 11.44B |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 10.14M |
| Shares Outstanding | 10.14M |
| Shares Change (YoY) | -9.22% |
| Shares Change (QoQ) | -2.96% |
| Owned by Insiders (%) | 16.17% |
| Owned by Institutions (%) | 60.74% |
| Float | 5.12M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 14.99 |
| Forward PE | 8.63 |
| PS Ratio | 4.42 |
| Forward PS | 1.90 |
| PB Ratio | 3.39 |
| P/TBV Ratio | 3.39 |
| P/FCF Ratio | 3.75 |
| P/OCF Ratio | 3.74 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 33.92 |
| EV / Sales | 10.73 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.10 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 9.64 |
| Quick Ratio | 9.06 |
| Debt / Equity | 4.84 |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.35 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 22.72% |
| Return on Assets (ROA) | 3.85% |
| Return on Invested Capital (ROIC) | 4.22% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.93% |
| Revenue Per Employee | $460,588 |
| Profits Per Employee | $145,678 |
| Employee Count | 2,314 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 90.00M |
| Effective Tax Rate | 21.07% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 1.40 |
| 52-Week Price Change | +1.22% |
| 50-Day Moving Average | 564.30 |
| 200-Day Moving Average | 537.79 |
| Relative Strength Index (RSI) | 31.66 |
| Average Volume (20 Days) | 90,920 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 1.01M |
| Short Previous Month | 961,716 |
| Short % of Shares Out | 9.97% |
| Short % of Float | 19.72% |
| Short Ratio (days to cover) | 8.49 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 1.07B |
| Gross Profit | 997.10M |
| Operating Income | 427.10M |
| Pretax Income | 427.10M |
| Net Income | 337.10M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $31.01 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 1.30M |
| Total Debt | 6.72B |
| Net Cash | -6.72B |
| Net Cash Per Share | -$663.12 |
| Equity (Book Value) | 1.39B |
| Book Value Per Share | 137.05 |
| Working Capital | 7.80B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 1.26B |
| Capital Expenditures | -4.70M |
| Depreciation & Amortization | 2.60M |
| Net Borrowing | 350.20M |
| Free Cash Flow | 1.26B |
| FCF Per Share | $123.94 |
Margins
| Measure | Value |
|---|
| Gross Margin | 93.55% |
| Operating Margin | 40.07% |
| Pretax Margin | 40.07% |
| Profit Margin | 31.63% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 117.88% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 9.22% |
| Shareholder Yield | 9.22% |
| Earnings Yield | 6.67% |
| FCF Yield | 26.66% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $556.67 |
| Price Target Difference | 19.74% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 30.80% |
| EPS Growth Forecast (3Y) | 16.40% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Dec 21, 1994 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |