NASDAQ : BOTJ
Bank of the James Financial Group, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 23.67 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 107.54M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 107.95M |
| Enterprise Value | 54.80M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 30, 2026 |
| Ex-Dividend Date | Aug 21, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 4.54M |
| Shares Outstanding | 4.54M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 12.05% |
| Owned by Institutions (%) | 24.50% |
| Float | 3.66M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 8.98 |
| Forward PE | n/a |
| PS Ratio | 2.05 |
| Forward PS | n/a |
| PB Ratio | 1.38 |
| P/TBV Ratio | 1.53 |
| P/FCF Ratio | 9.37 |
| P/OCF Ratio | 8.56 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 4.54 |
| EV / Sales | 1.04 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.76 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.11 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.75 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 15.52% |
| Return on Assets (ROA) | 1.16% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.89% |
| Revenue Per Employee | $301,069 |
| Profits Per Employee | $68,909 |
| Employee Count | 175 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 3.15M |
| Effective Tax Rate | 20.70% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.19 |
| 52-Week Price Change | +46.31% |
| 50-Day Moving Average | 27.25 |
| 200-Day Moving Average | 24.04 |
| Relative Strength Index (RSI) | 29.13 |
| Average Volume (20 Days) | 43,294 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 27,043 |
| Short Previous Month | 14,501 |
| Short % of Shares Out | 0.60% |
| Short % of Float | 0.74% |
| Short Ratio (days to cover) | 0.63 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 52.69M |
| Gross Profit | 52.69M |
| Operating Income | 16.27M |
| Pretax Income | 15.21M |
| Net Income | 12.06M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.65 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 61.76M |
| Total Debt | 8.61M |
| Net Cash | 53.15M |
| Net Cash Per Share | $11.70 |
| Equity (Book Value) | 78.45M |
| Book Value Per Share | 17.27 |
| Working Capital | -896.88M |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 12.62M |
| Capital Expenditures | -1.10M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -778,000 |
| Free Cash Flow | 11.52M |
| FCF Per Share | $2.53 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 30.88% |
| Pretax Margin | 28.86% |
| Profit Margin | 22.89% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 22.49% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.68% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 15.12% |
| FCF Payout Ratio | 15.78% |
| Buyback Yield | n/a |
| Shareholder Yield | 1.68% |
| Earnings Yield | 11.14% |
| FCF Yield | 10.67% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Jun 24, 2021 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |