NASDAQ : BAFN

BayFirst Financial Corp. — Key statistics

Financials · Banks - Regional · United States

Last price 5.8 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 156.38M

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Key statistics

Valuation

MeasureValue
Market Cap158.54M
Enterprise Value49.73M

Dates

MeasureValue
Earnings DateOct 29, 2026
Ex-Dividend Daten/a

Shares

MeasureValue
Current Share Class26.96M
Shares Outstanding26.96M
Shares Change (YoY)+119.38%
Shares Change (QoQ)+480.64%
Owned by Insiders (%)60.60%
Owned by Institutions (%)3.31%
Float10.62M

Ratios

MeasureValue
PE Ration/a
Forward PEn/a
PS Ratio47.90
Forward PSn/a
PB Ratio1.59
P/TBV Ratio1.60
P/FCF Ratio1.10
P/OCF Ratio1.10
PEG Ration/a

Evratios

MeasureValue
EV / Earningsn/a
EV / Sales14.69
EV / EBITDAn/a
EV / EBITn/a
EV / FCF0.34

Financialposition

MeasureValue
Current Ration/a
Quick Ration/a
Debt / Equity0.19
Debt / EBITDAn/a
Debt / FCF0.14
Interest Coveragen/a

Financialefficiency

MeasureValue
Return on Equity (ROE)-41.53%
Return on Assets (ROA)-3.24%
Return on Invested Capital (ROIC)n/a
Return on Capital Employed (ROCE)n/a
Weighted Average Cost of Capital (WACC)6.04%
Revenue Per Employee$22,135
Profits Per Employee-$282,250
Employee Count148
Asset Turnovern/a
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax-13.63M
Effective Tax Raten/a

Stockprice

MeasureValue
Beta (5Y)0.46
52-Week Price Change-33.93%
50-Day Moving Average7.12
200-Day Moving Average6.54
Relative Strength Index (RSI)42.03
Average Volume (20 Days)84,546

Shortselling

MeasureValue
Short Interest747,926
Short Previous Month647,053
Short % of Shares Out2.77%
Short % of Float7.04%
Short Ratio (days to cover)3.98

Incomestatement

MeasureValue
Revenue3.28M
Gross Profit3.28M
Operating Income-51.55M
Pretax Income-53.97M
Net Income-41.77M
EBITDAn/a
EBITn/a
Loss Per Share-$4.61

Balancesheet

MeasureValue
Cash & Cash Equivalents128.33M
Total Debt19.51M
Net Cash108.81M
Net Cash Per Share$4.04
Equity (Book Value)104.54M
Book Value Per Share3.64
Working Capital-889.71M

Cashflow

MeasureValue
Operating Cash Flow143.19M
Capital Expenditures-141,000
Depreciation & Amortizationn/a
Net Borrowing-40.46M
Free Cash Flow143.05M
FCF Per Share$5.31

Margins

MeasureValue
Gross Marginn/a
Operating Margin-1,573.63%
Pretax Margin-1,647.47%
Profit Marginn/a
EBITDA Marginn/a
EBIT Marginn/a
FCF Marginn/a

Dividends

MeasureValue
Dividend Per Sharen/a
Dividend Yieldn/a
Dividend Growth (YoY)n/a
Years of Dividend Growthn/a
Payout Ration/a
FCF Payout Ration/a
Buyback Yield-119.38%
Shareholder Yield-119.38%
Earnings Yield-78.33%
FCF Yield91.16%

Analystforecasts

MeasureValue
Price Targetn/a
Price Target Differencen/a
Analyst Consensusn/a
Analyst Countn/a
Revenue Growth Forecast (3Y)n/a
EPS Growth Forecast (3Y)n/a

Stocksplits

MeasureValue
Last Split DateMay 12, 2021
Split TypeForward
Split Ratio1.5:1

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score2

Fairvalue

MeasureValue
Lynch Fair Valuen/a
Lynch Upsiden/a
Graham Numbern/a
Graham Upsiden/a