NASDAQ : ASRV
AmeriServ Financial, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 4.91 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 83.42M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 78.66M |
| Enterprise Value | 130.42M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 20, 2026 |
| Ex-Dividend Date | Nov 2, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 16.99M |
| Shares Outstanding | 16.99M |
| Shares Change (YoY) | +2.08% |
| Shares Change (QoQ) | +0.18% |
| Owned by Insiders (%) | 14.80% |
| Owned by Institutions (%) | 37.39% |
| Float | 12.84M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 8.60 |
| Forward PE | n/a |
| PS Ratio | 1.28 |
| Forward PS | n/a |
| PB Ratio | 0.64 |
| P/TBV Ratio | 0.73 |
| P/FCF Ratio | 1,918.54 |
| P/OCF Ratio | 41.60 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 14.37 |
| EV / Sales | 2.13 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3,180.96 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.49 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1,454.71 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 7.67% |
| Return on Assets (ROA) | 0.62% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.78% |
| Revenue Per Employee | $215,154 |
| Profits Per Employee | $31,839 |
| Employee Count | 285 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 2.05M |
| Effective Tax Rate | 18.42% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.43 |
| 52-Week Price Change | +51.80% |
| 50-Day Moving Average | 4.70 |
| 200-Day Moving Average | 4.09 |
| Relative Strength Index (RSI) | 48.86 |
| Average Volume (20 Days) | 19,135 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 152,471 |
| Short Previous Month | 161,501 |
| Short % of Shares Out | 0.90% |
| Short % of Float | 1.19% |
| Short Ratio (days to cover) | 10.54 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 61.32M |
| Gross Profit | 61.32M |
| Operating Income | 11.96M |
| Pretax Income | 11.12M |
| Net Income | 9.07M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.54 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 7.88M |
| Total Debt | 59.64M |
| Net Cash | -51.76M |
| Net Cash Per Share | -$3.05 |
| Equity (Book Value) | 122.02M |
| Book Value Per Share | 7.18 |
| Working Capital | -1.28B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 1.89M |
| Capital Expenditures | -1.85M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -15.61M |
| Free Cash Flow | 41,000 |
| FCF Per Share | $0.00 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 19.50% |
| Pretax Margin | 18.14% |
| Profit Margin | 14.80% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 0.07% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.12 |
| Dividend Yield | 2.59% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 22.28% |
| FCF Payout Ratio | 4,979.25% |
| Buyback Yield | -2.08% |
| Shareholder Yield | 0.52% |
| Earnings Yield | 11.63% |
| FCF Yield | 0.05% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Aug 3, 1998 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |