NASDAQ : AIFU
AIFU Inc. — Financial statements
Financials · Insurance Brokers · China
Last price 9.8 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 158.52M
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Financial statements
AIFU Inc. (AIFU) reported revenue of 485.30M CNY (TTM). Five years of income statement, balance sheet, cash flow and ratios below.
Income statement
Fiscal year January - December; amounts in CNY.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Revenue | 485.30M | 556.57M | 1.33B | 2.76B | 2.78B | 3.27B |
| Cost of Revenue | 238.33M | 282.30M | 799.78M | 1.87B | 1.80B | 2.12B |
| Gross Profit | 246.97M | 274.27M | 532.00M | 891.78M | 986.01M | 1.16B |
| Selling, General & Admin | 245.32M | 313.32M | 574.99M | 715.30M | 817.34M | 854.04M |
| Operating Expenses | 1.31B | 1.87B | 622.14M | 721.78M | 817.34M | 854.04M |
| Operating Income | -1.07B | -1.60B | -90.14M | 170.00M | 168.68M | 301.90M |
| Interest Expense | -4.46M | -3.71M | -3.31M | -10.05M | ||
| Interest & Investment Income | 48.16M | 69.69M | 57.38M | 63.26M | 31.48M | 35.87M |
| Earnings From Equity Investments | -5.05M | -1.32M | -69.60M | -20.57M | ||
| Other Non Operating Income (Expenses) | 14.44M | 12.17M | 22.70M | 25.61M | -3.82M | 33.31M |
| EBT Excluding Unusual Items | -1.01B | -1.52B | -18.43M | 247.49M | 126.74M | 350.51M |
| Impairment of Goodwill | -404.12M | |||||
| Gain (Loss) on Sale of Investments | -619.56M | -635.61M | -78.50M | 102.87M | ||
| Gain (Loss) on Sale of Assets | -122.92M | -116.61M | 897.31M | -2.90M | ||
| Pretax Income | -1.75B | -2.27B | 396.26M | 347.45M | 126.74M | 350.51M |
| Income Tax Expense | 3.82M | 4.02M | 91.95M | 59.21M | 41.02M | 90.57M |
| Earnings From Continuing Operations | -1.76B | -2.28B | 304.30M | 288.24M | 85.72M | 259.94M |
| Earnings From Discontinued Operations | 3.23M | 1.94M | -2.99M | |||
| Net Income to Company | -1.76B | -2.27B | 306.24M | 285.25M | 85.72M | 259.94M |
| Minority Interest in Earnings | -5.55M | -1.35M | 148.72M | -4.77M | 14.55M | -8.95M |
| Net Income | -1.76B | -2.28B | 454.96M | 280.48M | 100.27M | 250.99M |
| Net Income to Common | -1.76B | -2.28B | 454.96M | 280.48M | 100.27M | 250.99M |
| Shares Outstanding (Basic) | 3.33M | 506.64K | 133.34K | 134.30K | 134.28K | 134.24K |
| Shares Outstanding (Diluted) | 3.33M | 506.64K | 133.82K | 134.59K | 134.31K | 134.29K |
| EPS (Basic) | -528.99 | -4,491.10 | 3,412.11 | 2,088.48 | 746.77 | 1,869.76 |
| EPS (Diluted) | -528.99 | -4,491.10 | 3,399.88 | 2,083.96 | 720.00 | 1,840.00 |
| Free Cash Flow | -18.30M | -19.61M | 134.40M | 88.79M | 60.01M | 95.41M |
| Free Cash Flow Per Share | -5.50 | -38.71 | 1,004.36 | 659.70 | 446.78 | 710.52 |
| Dividend Per Share | 0.19 | |||||
| Gross Margin | 50.89% | 49.28% | 39.95% | 32.30% | 35.45% | 35.34% |
| Operating Margin | -220.01% | -287.33% | -6.77% | 6.16% | 6.06% | 9.23% |
| Profit Margin | -362.95% | -408.83% | 34.16% | 10.16% | 3.60% | 7.67% |
| Free Cash Flow Margin | -3.77% | -3.52% | 10.09% | 3.22% | 2.16% | 2.92% |
| EBITDA | -1.06B | -1.59B | -64.14M | 200.62M | 188.15M | 320.29M |
| EBITDA Margin | -218.87% | -286.37% | -4.82% | 7.27% | 6.76% | 9.79% |
| D&A For EBITDA | 5.53M | 5.33M | 26.00M | 30.62M | 19.47M | 18.39M |
| EBIT | -1.07B | -1.60B | -90.14M | 170.00M | 168.68M | 301.90M |
| EBIT Margin | -220.01% | -287.33% | -6.77% | 6.16% | 6.06% | 9.23% |
| Effective Tax Rate | 23.21% | 17.04% | 32.36% | 25.84% | ||
| Revenue as Reported | 485.30M | 556.57M | 1.33B | 2.76B | 2.78B | 3.27B |
| Advertising Expenses | 3.85M | 17.46M | 19.85M | 18.82M | 35.30M |
Balance sheet
Fiscal year January - December; amounts in CNY.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 33.33M | 31.09M | 106.02M | 521.54M | 567.52M | 564.62M |
| Short-Term Investments | 346.00K | 5.20M | 563.44M | 928.27M | 347.75M | 870.68M |
| Trading Asset Securities | 13.76M | 96.34M | ||||
| Cash & Short-Term Investments | 33.67M | 36.29M | 683.21M | 1.55B | 915.28M | 1.44B |
| Accounts Receivable | 233.10M | 247.99M | 355.51M | 639.42M | 667.55M | 653.76M |
| Other Receivables | 146.72M | 301.59M | 1.30M | -23.36M | 4.84M | 3.65M |
| Receivables | 393.17M | 549.58M | 1.05B | 699.22M | 672.39M | 657.41M |
| Prepaid Expenses | 9.26M | 14.67M | 9.20M | 20.80M | ||
| Restricted Cash | 3.68M | 3.10M | 34.60M | 53.24M | 59.96M | 76.30M |
| Other Current Assets | 1.22M | 135.00K | 259.22M | 56.16M | 645.94M | 97.05M |
| Total Current Assets | 1.31B | 603.78M | 2.04B | 2.38B | 2.29B | 2.27B |
| Property, Plant & Equipment | 88.29M | 96.47M | 131.86M | 227.72M | 243.54M | 272.48M |
| Long-Term Investments | 1.00B | 156.89M | 4.04M | 335.81M | ||
| Goodwill | 374.15M | 110.00M | 109.87M | |||
| Other Intangible Assets | 58.32M | |||||
| Long-Term Accounts Receivable | 519.70M | 565.42M | 693.64M | 711.42M | 385.83M | 192.11M |
| Long-Term Deferred Tax Assets | 12.83M | 8.90M | 9.98M | 40.73M | 20.40M | 18.73M |
| Other Long-Term Assets | 57.44M | 253.53M | 271.16M | 75.73M | 32.13M | 47.05M |
| Total Assets | 1.99B | 1.53B | 4.15B | 4.05B | 3.09B | 3.24B |
| Accounts Payable | 71.43M | 81.09M | 113.27M | 251.25M | 362.35M | 335.72M |
| Accrued Expenses | 184.58M | 207.84M | 258.65M | 393.51M | 298.24M | 275.51M |
| Short-Term Debt | 55.94M | 56.00M | 134.98M | 164.30M | 35.68M | |
| Current Portion of Leases | 12.22M | 15.31M | 30.05M | 57.16M | 62.30M | 87.01M |
| Current Income Taxes Payable | 75.51M | 67.02M | 63.33M | 100.26M | 130.02M | 130.22M |
| Other Current Liabilities | 42.84M | 84.91M | 216.60M | 57.29M | 63.38M | 80.21M |
| Total Current Liabilities | 442.51M | 512.16M | 816.88M | 1.02B | 951.98M | 908.67M |
| Long-Term Leases | 11.63M | 15.46M | 27.92M | 71.31M | 74.19M | 128.28M |
| Long-Term Deferred Tax Liabilities | 181.06M | 187.22M | 216.12M | 149.15M | 102.45M | 73.72M |
| Other Long-Term Liabilities | 315.31M | 342.12M | 459.65M | 469.13M | 229.56M | 171.08M |
| Total Liabilities | 950.50M | 1.06B | 1.52B | 1.71B | 1.36B | 1.28B |
| Common Stock | 82.00K | 60.25M | 8.68M | 8.68M | 8.09M | 8.09M |
| Additional Paid-In Capital | 1.18B | 401.93M | 192.76M | 162.72M | 461.00K | |
| Retained Earnings | 272.61M | 107.56M | 2.38B | 1.93B | 1.65B | 1.87B |
| Treasury Stock | -197.00K | -178.00K | -10.00K | |||
| Comprehensive Income & Other | -406.58M | -91.21M | -37.67M | -27.94M | -32.64M | -39.14M |
| Total Common Equity | 1.04B | 478.52M | 2.55B | 2.07B | 1.62B | 1.84B |
| Minority Interest | -7.59M | -7.38M | 83.94M | 266.25M | 107.93M | 122.48M |
| Shareholders' Equity | 1.04B | 471.14M | 2.63B | 2.34B | 1.73B | 1.96B |
| Total Liabilities & Equity | 1.99B | 1.53B | 4.15B | 4.05B | 3.09B | 3.24B |
| Total Debt | 79.79M | 86.77M | 192.95M | 292.77M | 172.17M | 215.29M |
| Net Cash (Debt) | -46.11M | -50.48M | 490.27M | 1.25B | 743.11M | 1.22B |
| Net Cash Per Share | -13.85 | -99.64 | 3,663.65 | 9,312.34 | 5,532.89 | 9,085.17 |
| Filing Date Shares Outstanding | 6.18M | 6.18M | 269.76K | 141.76K | 144.68K | 134.24K |
| Total Common Shares Outstanding | 6.18M | 1.05M | 141.51K | 141.78K | 134.10K | 134.24K |
| Working Capital | 866.05M | 91.62M | 1.22B | 1.35B | 1.34B | 1.36B |
| Book Value Per Share | 169.03 | 457.14 | 17,995.18 | 14,608.99 | 12,105.46 | 13,691.45 |
| Tangible Book Value | 1.04B | 478.52M | 2.55B | 1.64B | 1.51B | 1.73B |
| Tangible Book Value Per Share | 169.03 | 457.14 | 17,995.18 | 11,558.74 | 11,285.23 | 12,872.97 |
| Buildings | 3.24M | 3.24M | 14.60M | 15.57M | 12.32M | 12.32M |
| Machinery | 111.60M | 113.93M | 123.42M | 185.01M | 181.21M | 161.01M |
| Construction In Progress | 53.64M | 53.64M | 53.64M | 53.64M | 56.88M | |
| Leasehold Improvements | 11.03M | 11.78M | 17.71M | 34.97M | 39.99M | 36.79M |
Cash flow statement
Fiscal year January - December; amounts in CNY.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | -1.76B | -2.28B | 454.96M | 280.48M | 100.27M | 250.99M |
| Depreciation & Amortization | 5.53M | 5.33M | 26.00M | 30.62M | 19.47M | 18.39M |
| Loss (Gain) From Sale of Assets | 117.62M | 106.76M | -897.08M | 4.21M | 2.83M | -657.00K |
| Asset Writedown & Restructuring Costs | 408.30M | |||||
| Loss (Gain) From Sale of Investments | 1.69B | 2.18B | 126.24M | -71.57M | 30.70M | -235.00K |
| Loss (Gain) on Equity Investments | 10.25M | 1.32M | 69.60M | 20.57M | ||
| Stock-Based Compensation | 1.17M | 17.00M | 38.59M | 17.09M | 461.00K | |
| Other Operating Activities | 8.37M | -5.34M | 4.85M | 65.62M | 89.40M | 131.13M |
| Change in Accounts Receivable | 128.66M | 212.41M | 193.71M | -131.00M | -205.74M | -262.71M |
| Change in Accounts Payable | -77.08M | -67.51M | -135.67M | -362.07M | 22.10M | -37.10M |
| Change in Income Taxes | 105.00K | 7.01M | -24.07M | -29.95M | -262.00K | -15.88M |
| Change in Other Net Operating Assets | -125.53M | -200.28M | -66.53M | 293.59M | 8.93M | 21.70M |
| Operating Cash Flow | -14.00M | -16.27M | 142.85M | 101.79M | 137.75M | 126.20M |
| Capital Expenditures | -4.30M | -3.34M | -8.45M | -13.00M | -77.75M | -30.79M |
| Sale of Property, Plant & Equipment | 12.36M | 13.70M | 3.12M | 3.05M | 3.80M | 1.02M |
| Cash Acquisitions | -150.02M | 18.45M | -21.57M | |||
| Divestitures | 26.14M | -143.17M | -50.39M | |||
| Investment in Securities | 2.44M | 35.13M | 302.94M | -309.37M | 149.26M | 462.17M |
| Other Investing Activities | -3.60M | -13.70M | -2.44M | 11.16M | ||
| Investing Cash Flow | -233.77M | -111.38M | -436.59M | -234.31M | -127.56M | 450.40M |
| Short-Term Debt Issued | 74.00M | 134.98M | 182.30M | 35.68M | ||
| Total Debt Issued | 74.00M | 74.00M | 134.98M | 182.30M | 35.68M | |
| Short-Term Debt Repaid | -152.98M | -164.30M | -62.79M | |||
| Total Debt Repaid | -100.11M | -152.98M | -164.30M | -62.79M | ||
| Net Debt Issued (Repaid) | -26.11M | -78.98M | -29.32M | 119.51M | 35.68M | |
| Issuance of Common Stock | 234.76M | 7.37M | 93.00K | |||
| Repurchase of Common Stock | -5.74M | -40.56M | -3.98M | |||
| Common Dividends Paid | -52.07M | -242.52M | ||||
| Other Financing Activities | -1.21M | -29.42M | 7.22M | 3.00K | -17.78M | |
| Financing Cash Flow | 207.45M | -71.60M | -64.39M | 86.18M | -20.37M | -260.30M |
| Foreign Exchange Rate Adjustments | -3.53M | 3.77M | 1.87M | 138.00K | 1.87M | -9.88M |
| Net Cash Flow | -43.86M | -195.49M | -356.26M | -46.21M | -8.31M | 306.42M |
| Free Cash Flow | -18.30M | -19.61M | 134.40M | 88.79M | 60.01M | 95.41M |
| Free Cash Flow Margin | -3.77% | -3.52% | 10.09% | 3.22% | 2.16% | 2.92% |
| Free Cash Flow Per Share | -5.50 | -38.71 | 1,004.36 | 659.70 | 446.78 | 710.52 |
| Levered Free Cash Flow | -535.22M | -404.83M | -679.80M | 631.88M | -467.59M | 82.70M |
| Unlevered Free Cash Flow | -532.43M | -402.51M | -677.73M | 638.17M | -467.59M | 82.70M |
| Cash Interest Paid | 4.24M | 3.80M | 3.33M | 8.75M | ||
| Cash Income Tax Paid | 9.61M | 10.26M | 12.60M | 76.88M | 47.03M | 74.32M |
| Change in Working Capital | -73.85M | -48.37M | -32.57M | -229.42M | -174.97M | -293.99M |
Ratios
Fiscal year January - December; amounts in CNY.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 158.52M | 56.11M | ||||
| Enterprise Value | 165.31M | -12.44M | ||||
| Last Close Price | 9.80 | 53.60 | ||||
| PS Ratio | 2.22 | 0.70 | ||||
| PB Ratio | 0.39 | 0.83 | ||||
| P/TBV Ratio | 1.03 | 0.82 | ||||
| Debt / Equity Ratio | 0.08 | 0.18 | 0.07 | 0.12 | 0.10 | 0.11 |
| Debt / EBITDA Ratio | 1.08 | 0.60 | 0.50 | |||
| Debt / FCF Ratio | 1.44 | 3.30 | 2.87 | 2.26 | ||
| Net Debt / Equity Ratio | 0.04 | 0.11 | -0.19 | -0.54 | -0.43 | -0.62 |
| Net Debt / EBITDA Ratio | -0.04 | -0.03 | 7.64 | -6.25 | -3.95 | -3.81 |
| Net Debt / FCF Ratio | -2.52 | -2.57 | -3.65 | -14.12 | -12.38 | -12.79 |
| Asset Turnover | 0.18 | 0.20 | 0.33 | 0.77 | 0.88 | 1.03 |
| Quick Ratio | 0.93 | 1.14 | 1.27 | 2.11 | 1.67 | 2.30 |
| Current Ratio | 2.96 | 1.18 | 2.50 | 2.32 | 2.41 | 2.49 |
| Return on Equity (ROE) | -112.32% | -146.84% | 12.25% | 14.17% | 4.64% | 13.28% |
| Return on Assets (ROA) | -25.49% | -35.20% | -1.37% | 2.98% | 3.33% | 5.97% |
| Return on Invested Capital (ROIC) | -98.64% | -120.16% | -4.29% | 13.61% | 13.20% | 33.63% |
| Return on Capital Employed (ROCE) | -69.10% | -157.40% | -2.70% | 5.60% | 7.90% | 12.90% |
| Earnings Yield | -794.65% | -579.82% | ||||
| FCF Yield | -1.73% | -5.00% | ||||
| Payout Ratio | 51.93% | 96.62% | ||||
| Buyback Yield / Dilution | -1,870.04% | -278.60% | 0.57% | -0.21% | -0.02% | |
| Total Shareholder Return | -1,870.04% | -278.60% | 0.57% | -0.21% | -0.02% |