NASDAQ : AFRM
Affirm Holdings, Inc. — Key statistics
Financials · Credit Services · United States
Last price 73.47 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 24.79B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 25.39B |
| Enterprise Value | 33.72B |
Dates
| Measure | Value |
|---|
| Earnings Date | Nov 5, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 296.88M |
| Shares Outstanding | 337.42M |
| Shares Change (YoY) | +2.29% |
| Shares Change (QoQ) | +0.47% |
| Owned by Insiders (%) | 8.96% |
| Owned by Institutions (%) | 78.09% |
| Float | 283.75M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 13.60 |
| Forward PE | 37.82 |
| PS Ratio | 6.05 |
| Forward PS | 4.70 |
| PB Ratio | 4.52 |
| P/TBV Ratio | 5.23 |
| P/FCF Ratio | 25.97 |
| P/OCF Ratio | 20.94 |
| PEG Ratio | 18.31 |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 17.67 |
| EV / Sales | 8.00 |
| EV / EBITDA | 46.13 |
| EV / EBIT | 81.77 |
| EV / FCF | 34.35 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 11.98 |
| Quick Ratio | 8.36 |
| Debt / Equity | 1.83 |
| Debt / EBITDA | 13.40 |
| Debt / FCF | 10.10 |
| Interest Coverage | 38.71 |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 45.13% |
| Return on Assets (ROA) | 1.93% |
| Return on Invested Capital (ROIC) | 3.35% |
| Return on Capital Employed (ROCE) | 2.68% |
| Weighted Average Cost of Capital (WACC) | 18.20% |
| Revenue Per Employee | $1.81M |
| Profits Per Employee | $818,402 |
| Employee Count | 2,358 |
| Asset Turnover | 0.32 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | -1.44B |
| Effective Tax Rate | n/a |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 3.82 |
| 52-Week Price Change | +6.15% |
| 50-Day Moving Average | 73.07 |
| 200-Day Moving Average | 66.55 |
| Relative Strength Index (RSI) | 55.79 |
| Average Volume (20 Days) | 3,521,036 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 17.35M |
| Short Previous Month | 17.88M |
| Short % of Shares Out | 5.14% |
| Short % of Float | 6.11% |
| Short Ratio (days to cover) | 4.14 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 4.26B |
| Gross Profit | 2.08B |
| Operating Income | 416.98M |
| Pretax Income | 492.73M |
| Net Income | 1.93B |
| EBITDA | 739.19M |
| EBIT | 416.98M |
| Earnings Per Share (EPS) | $5.53 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 1.70B |
| Total Debt | 10.02B |
| Net Cash | -8.32B |
| Net Cash Per Share | -$24.66 |
| Equity (Book Value) | 5.48B |
| Book Value Per Share | 16.26 |
| Working Capital | 2.61B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 1.23B |
| Capital Expenditures | -238.35M |
| Depreciation & Amortization | 322.22M |
| Net Borrowing | 2.21B |
| Free Cash Flow | 992.63M |
| FCF Per Share | $2.94 |
Margins
| Measure | Value |
|---|
| Gross Margin | 48.93% |
| Operating Margin | 9.79% |
| Pretax Margin | 11.56% |
| Profit Margin | 45.29% |
| EBITDA Margin | 17.35% |
| EBIT Margin | 9.79% |
| FCF Margin | 23.30% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -2.29% |
| Shareholder Yield | -2.29% |
| Earnings Yield | 7.35% |
| FCF Yield | 3.85% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $97.84 |
| Price Target Difference | 30.00% |
| Analyst Consensus | Buy |
| Analyst Count | 36 |
| Revenue Growth Forecast (3Y) | 25.91% |
| EPS Growth Forecast (3Y) | -3.80% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | 1.76 |
| Piotroski F-Score | 5 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |