NASDAQ : AFBI

Affinity Bancshares, Inc. — Key statistics

Financials · Banks - Regional · United States

Last price 23 USD (Aug 3, 2026, 4:00 PM EDT) · Market cap 140.18M

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Key statistics

Valuation

MeasureValue
Market Cap140.18M
Enterprise Value104.83M

Dates

MeasureValue
Earnings DateAug 18, 2026
Ex-Dividend Daten/a

Shares

MeasureValue
Current Share Class6.09M
Shares Outstanding6.09M
Shares Change (YoY)-3.01%
Shares Change (QoQ)-0.65%
Owned by Insiders (%)21.47%
Owned by Institutions (%)27.84%
Float4.26M

Ratios

MeasureValue
PE Ratio16.78
Forward PEn/a
PS Ratio4.20
Forward PSn/a
PB Ratio1.08
P/TBV Ratio1.26
P/FCF Ratio10.16
P/OCF Ratio9.92
PEG Ration/a

Evratios

MeasureValue
EV / Earnings11.93
EV / Sales3.14
EV / EBITDAn/a
EV / EBITn/a
EV / FCF7.59

Financialposition

MeasureValue
Current Ration/a
Quick Ration/a
Debt / Equityn/a
Debt / EBITDAn/a
Debt / FCF3.91
Interest Coveragen/a

Financialefficiency

MeasureValue
Return on Equity (ROE)6.98%
Return on Assets (ROA)0.96%
Return on Invested Capital (ROIC)n/a
Return on Capital Employed (ROCE)n/a
Weighted Average Cost of Capital (WACC)3.72%
Revenue Per Employee$407,134
Profits Per Employee$107,134
Employee Count82
Asset Turnovern/a
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax3.05M
Effective Tax Rate25.74%

Stockprice

MeasureValue
Beta (5Y)0.16
52-Week Price Change+20.99%
50-Day Moving Average22.63
200-Day Moving Average20.96
Relative Strength Index (RSI)86.94
Average Volume (20 Days)16,106

Shortselling

MeasureValue
Short Interest10,574
Short Previous Month10,681
Short % of Shares Out0.17%
Short % of Float0.25%
Short Ratio (days to cover)1.08

Incomestatement

MeasureValue
Revenue33.39M
Gross Profit33.39M
Operating Income11.83M
Pretax Income11.83M
Net Income8.79M
EBITDAn/a
EBITn/a
Earnings Per Share (EPS)$1.37

Balancesheet

MeasureValue
Cash & Cash Equivalents89.35M
Total Debt54.00M
Net Cash35.35M
Net Cash Per Share$5.80
Equity (Book Value)129.46M
Book Value Per Share21.24
Working Capital-659.66M

Cashflow

MeasureValue
Operating Cash Flow14.13M
Capital Expenditures-322,000
Depreciation & Amortizationn/a
Net Borrowingn/a
Free Cash Flow13.80M
FCF Per Share$2.26

Margins

MeasureValue
Gross Marginn/a
Operating Margin35.44%
Pretax Margin35.44%
Profit Margin26.31%
EBITDA Marginn/a
EBIT Marginn/a
FCF Margin41.35%

Dividends

MeasureValue
Dividend Per Sharen/a
Dividend Yieldn/a
Dividend Growth (YoY)n/a
Years of Dividend Growthn/a
Payout Ration/a
FCF Payout Ration/a
Buyback Yield3.01%
Shareholder Yield3.01%
Earnings Yield6.27%
FCF Yield9.85%

Analystforecasts

MeasureValue
Price Targetn/a
Price Target Differencen/a
Analyst Consensusn/a
Analyst Countn/a
Revenue Growth Forecast (3Y)n/a
EPS Growth Forecast (3Y)n/a

Stocksplits

MeasureValue
Last Split Daten/a
Split Typen/a
Split Ration/a

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score4

Fairvalue

MeasureValue
Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside