Company · Analysis · 03 Nov 2026
Premier Bank: NPLs at 31% of loans, Tk9,799 crore of provisions left out under a Bangladesh Bank letter, CRAR 5.70% and losses in six straight quarters
The Premier Bank's classified loans rose from 4.99% of loans in 2023 to 31.01% in 2025, and the bank lost BDT 9.79bn in 2025 even though Bangladesh Bank let it leave Tk9,799.26 crore of required provisions out of the accounts. Bangladesh Bank dissolved the sponsor board on 19-Aug-2025. This note sets out the filings.
Updated 3-Nov-2026: added the Q3 2026 accounts; the business model and industry forces; the 2024-2025 loan classification, NPL movement, interest suspense and stay-order loans; the 36 large-loan groups; the risk-weighted-asset split; the government-securities run-down; tax by year; trade volumes, commission and exchange earnings; the lending-rate…