DSE : NHFIL

National Housing Finance PLC — Key statistics

Mortgage Bankers and Loan Correspondents · Bangladesh

Last price 25.1 BDT (At close: Oct 28, 2026) · Market cap 3.18B

Latest research: National Housing Finance financial analysis: 9.88% NPL, 12.34% cost of fund, 18.74% CAR and a 6% smaller loan book in 2025 (Oct 2026) · National Housing Finance: classified loans 9.88%, loan book down 6.0% in 2025, and treasury income 34% of operating income

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Technical report: trend, RSI, support and resistance, charts

Key statistics

Valuation

MeasureValue
Market Cap3.18B
Enterprise Valuen/a

Dates

MeasureValue
Earnings DateNov 5, 2026
Ex-Dividend DateJul 26, 2026

Shares

MeasureValue
Current Share Class128.73M
Shares Outstanding128.73M
Shares Change (YoY)+4.76%
Shares Change (QoQ)+2.15%
Owned by Insiders (%)n/a
Owned by Institutions (%)25.68%
Float91.11M

Ratios

MeasureValue
PE Ratio32.93
Forward PEn/a
PS Ratio8.87
PB Ratio1.45
P/TBV Ratio1.45
P/FCF Ratio0.79
P/OCF Ratio0.79
PEG Ration/a

Evratios

MeasureValue
EV / Earningsn/a
EV / Salesn/a
EV / EBITDAn/a
EV / EBITn/a
EV / FCFn/a

Financialposition

MeasureValue
Current Ratio1.24
Quick Ratio1.24
Debt / Equity0.67
Debt / EBITDAn/a
Debt / FCF0.36
Interest Coveragen/a

Financialefficiency

MeasureValue
Return on Equity (ROE)4.38%
Return on Assets (ROA)0.50%
Return on Invested Capital (ROIC)2.35%
Return on Capital Employed (ROCE)n/a
Weighted Average Cost of Capital (WACC)3.96%
Revenue Per Employee2.05M
Profits Per Employee551,952
Employee Count175
Asset Turnover0.02
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax38.20M
Effective Tax Rate28.34%

Stockprice

MeasureValue
Beta (5Y)0.28
52-Week Price Change-1.59%
50-Day Moving Average26.33
200-Day Moving Average25.78
Relative Strength Index (RSI)41.89
Average Volume (20 Days)379,775

Shortselling

MeasureValue
Short Interestn/a
Short Previous Monthn/a
Short % of Shares Outn/a
Short % of Floatn/a
Short Ratio (days to cover)n/a

Incomestatement

MeasureValue
Revenue358.59M
Gross Profit351.65M
Operating Income145.52M
Pretax Income134.79M
Net Income96.59M
EBITDAn/a
EBITn/a
Earnings Per Share (EPS)0.75

Balancesheet

MeasureValue
Cash & Cash Equivalents6.23B
Total Debt1.46B
Net Cash4.76B
Net Cash Per Share37.00
Equity (Book Value)2.19B
Book Value Per Share16.85
Working Capital3.59B

Cashflow

MeasureValue
Operating Cash Flow4.02B
Capital Expenditures-405,860
Depreciation & Amortization10.85M
Net Borrowing460.48M
Free Cash Flow4.01B
FCF Per Share31.19

Margins

MeasureValue
Gross Margin98.07%
Operating Margin40.58%
Pretax Margin37.59%
Profit Margin26.94%
EBITDA Marginn/a
EBIT Marginn/a
FCF Margin1,167.04%

Dividends

MeasureValue
Dividend Per Share1.00
Dividend Yield4.05%
Dividend Growth (YoY)n/a
Years of Dividend Growthn/a
Payout Ratio133.28%
FCF Payout Ratio6.27%
Buyback Yield-4.76%
Shareholder Yield-0.71%
Earnings Yield3.04%
FCF Yield126.26%

Analystforecasts

MeasureValue
Price Targetn/a
Price Target Differencen/a
Analyst Consensusn/a
Analyst Countn/a
Revenue Growth Forecast (3Y)n/a
EPS Growth Forecast (3Y)n/a

Stocksplits

MeasureValue
Last Split DateApr 10, 2019
Split TypeForward
Split Ratio1.1

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score6

Fairvalue

MeasureValue
Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside