DSE:DHAKAINS

Dhaka Insurance Limited research

Reports on Dhaka Insurance Limited

Company · Analysis · 03 Nov 2026
Dhaka Insurance: qualified opinion for a fourth year, 2025 EPS Tk 1.72, combined ratio 72.8%
A Dhaka non-life insurer with Tk 1,472.5m of equity at 31-Dec-2025. 2025 net premium was Tk 212.6m, underwriting profit Tk 55.2m and EPS Tk 1.72 after a Tk 15.4m provision on doubtful fixed deposits; the auditor qualified the opinion on management expenses above the limit and the gratuity provision.

Updated 3-Nov-2026: added the business model and industry forces, the revenue account for every year from 2015 with the unexpired-risk reserve release inside underwriting profit, the 2024 premium fall by class, claims paid against outstanding by class, the 2026 half-year and nine-month lines with a…

Peer comparisons and industry research covering Dhaka Insurance Limited

Company · DSE:EIL · Insurance · Analysis · 03 Nov 2026
Express Insurance: 2025 EPS Tk 1.18, combined ratio 84.4%, marine loss of Tk 19.6m
A Dhaka non-life insurer with Tk 1,298.3m of equity at 31-Dec-2025. 2025 net premium was Tk 357.6m, the profit transferred from the revenue accounts Tk 50.7m and EPS Tk 1.18; fixed deposits of Tk 1,144.1m made up 48.3% of total assets.

Updated 3-Nov-2026 (Q3): replaced the Q3 2026 figures from the DSE post with the Q3 2026 statements, added the Q3 and nine-month revenue account and profit lines (net premium, claims, agency commission, share gains, tax), the September balance sheet and cash flow, and added nine-month…

Company · DSE:AGRANINS · Insurance · Analysis · 03 Nov 2026
Agrani Insurance: qualified 2025 opinion, company EPS Tk 0.42, combined ratio 108.9%
A Dhaka non-life insurer with company equity of Tk 672.9m at 31-Dec-2025. 2025 net premium was Tk 170.5m, underwriting profit Tk 21.2m and company EPS Tk 0.42; the auditor qualified the opinion on sponsor and director holdings of 27.75% (60% required), paid-up capital below BDT 40 crore and the fixed asset register.

Updated 3-Nov-2026: added net premium, claims, commission, management expenses, re-insurance commission and the unexpired-risk reserve for every year 2017-2025 with a reserve bridge, the half-year 2026 accounts (no commission expense after IDRA circular Non-Life 109/2025) and interim reserve transfers, Q4 derived for 2023-2025, IDRA market…

All Bangladesh research →