Company · DSE:ISLAMIINS · Insurance · Analysis · 03 Nov 2026
Islami Insurance Bangladesh: a Tk 688m-premium takaful insurer with a 67.7% combined ratio and four auditor emphasis paragraphs
A Shariah-based general insurer, 48% marine and 39% fire by premium. 2025 profit fell 10.9% to Tk 125.1m; the auditor's emphasis paragraphs cover land depreciation, the management-expense limit, the gratuity fund and a VAT gap.
Updated 3-Nov-2026: added the business model and industry forces, the unexpired-risk reserve bridge and claims paid vs outstanding for every year 2016-2025, claims by class with the Form XL reinsurance recoveries, derived fourth quarters for 2023-2025, the DSE third-quarter 2026 post, IDRA market share and…