Company · Analysis · 01 Nov 2026
Standard Islami Bank: a 29.9% NPI, a BDT 59bn deferred provision gap and a Q3 2026 loss
Bangladesh Bank let the bank close 2025 without booking BDT 59.0bn of required provisions, three times its BDT 18.9bn equity. Net investment income fell to almost zero in 2025, turned negative in H1 2026, and the bank reported a loss per share of BDT 1.43 for Q3 2026.
Standard Islami Bank PLC is a Dhaka-based bank listed on the DSE since 2003. It ran as Standard Bank PLC and converted to Islamic banking; the DSE approved the new name, Standard Islami Bank PLC, from 1 March 2026. It takes Mudaraba (profit-sharing) and Al-wadeeah…