Company · Analysis · 29 Oct 2026
Al-Arafah Islami Bank: BDT 53.9bn of deferred provisions exceed its BDT 24.2bn equity as the founding sponsors return
Classified investments reached 17.5% of the book in 2025 and Bangladesh Bank let the bank defer a BDT 53.9bn provision shortfall; booked equity is BDT 24.2bn, CRAR 10.72% against 12.5%, and no dividend is allowed for 2025.
Al-Arafah Islami Bank PLC (AIBL) is a full-fledged Shariah bank set up in 1995 and listed on the DSE and CSE since 1998. It takes Mudaraba (profit-sharing) and Al-wadeeah (current) deposits and finances customers through Bai-Murabaha, Bai-Muazzal, hire purchase and Musharaka, under a Shariah Supervisory…